Listed at
$1,300,000
$245/sqft

Settlers Ridge

2312 Lancaster Avenue NE, Saint Michael, MN, 55376
5  Bedrooms5  Bathrooms5,300  Square Feet0.549  Acres
Days on market0
Year built2003
Garage spaces3
HOA / month$400
TypeResidential
Est. $36,000buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

A Remarkably Private Retreat Overlooking the Crow River. Some homes offer luxury, this one offers something even harder to find: extraordinary privacy, natural beauty, remarkable spaces, and a setting that feels like a retreat of its own. Set at the end of a quiet cul-de-sac among other distinctive homes, this exceptional St. Michael property enjoys a degree of privacy rarely found in a suburban setting. Landscaped association-owned land means no neighbors directly across the street, while mature woods and open space behind the property create a secluded backdrop with beautiful views toward the Crow River. The crowning glory of the home is its magnificent porch. Overlooking the woods and river beyond, it is a place made for morning coffee, lingering dinners, long conversations, and peaceful evenings. In autumn, mature maples erupt in brilliant shades of orange, illuminating the woods and bathing the home in a warm amber glow. It is breathtaking. The landscape itself is part of the experience. Approximately 50 stone steps descend through the wooded property to a walking path and quiet road alongside the Crow River. Here, nature isn’t somewhere you drive to find—it is part of everyday life. Inside, the home was designed for both gracious entertaining and exceptional everyday living. A beautiful main-floor primary suite creates a private owner’s retreat and allows for true main-level living, while the upper level provides separation and privacy for family and overnight guests. And this is a home made to be shared. Gather around the pool table, entertain indoors or out, spend an evening around the fire pit, or recharge in the dedicated fitness room and sauna. Then open a favorite bottle and retreat to the intimate wine cellar—a rich, moody space with terracotta tile floors, ambient lighting, and a generous high-top tasting table with seating for four. There are spaces to gather and spaces to retreat. Friends and family can stay, relax, and genuinely make themselves at home without sacrificing anyone’s sense of privacy. And just when you think you’ve discovered everything, there is another exceptional space beneath the three-stall garage. The area was fully excavated to create an expansive, heated workshop and project space with built-in cabinetry and abundant storage. Ideal for woodworking, crafting, restoration, hobbies, or simply having a dedicated place to create, it is the kind of specialty space rarely found in a home—and versatile enough to become whatever its next owner imagines. For all its seclusion, the property is remarkably connected. St. Michael offers convenient access to major freeways and everyday amenities, while neighboring Albertville provides extensive dining and shopping, including Albertville Premium Outlets. Nearby Hanover brings the charm of a historic river community and beloved local gathering places such as the longtime River Inn, Big Bore Barbecue, and Hilltop. St. Michael itself is a community with deep roots and a genuine sense of place, where history, natural beauty, and modern convenience comfortably coexist. This is a home equally suited to quiet mornings for two and weekends filled with family and friends. A place to entertain, retreat, create, celebrate, recharge and simply stay awhile. Private. Gracious. Unexpected. Surrounded by nature. A home that feels like a destination every time you arrive.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built2003
LevelsTwo
Living area5,300 sqft
Above-grade finished3,538 sqft
Below-grade finished1,762 sqft
Lot size0.549 acres (101x232x102x243)
Days on market0
ListedSep 7, 2026
MLS #NST7136914
CountyWright
SubdivisionSettlers Ridge
Parcel #114245001050

Facts & features

Interior

Bedrooms
5
Bathrooms
5
Bath breakdown
2 full / 2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned, Wine Cooler

Property

Levels / stories
Two
Garage
3 spaces · 31x23 · 731 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Heated Garage
Patio & porch
Covered, Deck, Front Porch, Patio, Porch
Exterior features
Stucco, Vinyl
Lot size
0.549 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,762 sqft
Roof
Age 8 Years or Less
Year built
2003

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Settlers Ridge
HOA
$400/annual
HOA name
Settlers Ridge HOA
HOA phone
7636393183
HOA includes
Shared Amenities
School district
885 - St. Michael-Albertville

Financial & listing details

Annual tax
$10,110 (2025)
Listed
Sep 7, 2026
Days on market
0 · 5 cumulative
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths2
3/4 baths2
Half baths1
1/4 baths0
BasementFinished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces3
LaundryGas Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned, Wine Cooler
DiningBreakfast Bar, Eat In Kitchen, Separate/Formal Dining Room
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStucco, Vinyl
RoofAge 8 Years or Less
FoundationPoured Concrete
Foundation area1,762 sqft
Patio/porchCovered, Deck, Front Porch, Patio, Porch
Lot featuresTree Coverage - Medium, Underground Utilities
Road frontageCity Street, No Outlet/Dead End, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Heated Garage
Garage spaces3
Garage size731 sqft

Financial details

Annual taxes$10,110
Tax year2025
Taxes w/ assessments10110
Assessment pendingNo
HOA fee$400
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District885 - St. Michael-Albertville
District number885
District phone7634973180
High schoolSt. Michael-Albertville
SODL flat fee brokerage
$36,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $36,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$8,508/mo
Principal & interest$6,832
Property taxes$843
Home insurance (est.)$433
HOA fees$400
%
$260,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2312 Lancaster Avenue NE, Saint Michael, MN, 55376

Listing information

MLS #NST7136914
StatusActive
Last updatedSep 30, 2026, 5:02 AM
Originally listedSep 30, 2026, 12:00 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.