
Settlers Ridge
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About this home
A Remarkably Private Retreat Overlooking the Crow River. Some homes offer luxury, this one offers something even harder to find: extraordinary privacy, natural beauty, remarkable spaces, and a setting that feels like a retreat of its own. Set at the end of a quiet cul-de-sac among other distinctive homes, this exceptional St. Michael property enjoys a degree of privacy rarely found in a suburban setting. Landscaped association-owned land means no neighbors directly across the street, while mature woods and open space behind the property create a secluded backdrop with beautiful views toward the Crow River. The crowning glory of the home is its magnificent porch. Overlooking the woods and river beyond, it is a place made for morning coffee, lingering dinners, long conversations, and peaceful evenings. In autumn, mature maples erupt in brilliant shades of orange, illuminating the woods and bathing the home in a warm amber glow. It is breathtaking. The landscape itself is part of the experience. Approximately 50 stone steps descend through the wooded property to a walking path and quiet road alongside the Crow River. Here, nature isn’t somewhere you drive to find—it is part of everyday life. Inside, the home was designed for both gracious entertaining and exceptional everyday living. A beautiful main-floor primary suite creates a private owner’s retreat and allows for true main-level living, while the upper level provides separation and privacy for family and overnight guests. And this is a home made to be shared. Gather around the pool table, entertain indoors or out, spend an evening around the fire pit, or recharge in the dedicated fitness room and sauna. Then open a favorite bottle and retreat to the intimate wine cellar—a rich, moody space with terracotta tile floors, ambient lighting, and a generous high-top tasting table with seating for four. There are spaces to gather and spaces to retreat. Friends and family can stay, relax, and genuinely make themselves at home without sacrificing anyone’s sense of privacy. And just when you think you’ve discovered everything, there is another exceptional space beneath the three-stall garage. The area was fully excavated to create an expansive, heated workshop and project space with built-in cabinetry and abundant storage. Ideal for woodworking, crafting, restoration, hobbies, or simply having a dedicated place to create, it is the kind of specialty space rarely found in a home—and versatile enough to become whatever its next owner imagines. For all its seclusion, the property is remarkably connected. St. Michael offers convenient access to major freeways and everyday amenities, while neighboring Albertville provides extensive dining and shopping, including Albertville Premium Outlets. Nearby Hanover brings the charm of a historic river community and beloved local gathering places such as the longtime River Inn, Big Bore Barbecue, and Hilltop. St. Michael itself is a community with deep roots and a genuine sense of place, where history, natural beauty, and modern convenience comfortably coexist. This is a home equally suited to quiet mornings for two and weekends filled with family and friends. A place to entertain, retreat, create, celebrate, recharge and simply stay awhile. Private. Gracious. Unexpected. Surrounded by nature. A home that feels like a destination every time you arrive.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 5
- Bath breakdown
- 2 full / 2 3/4 / 1 half
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned, Wine Cooler
Property
- Levels / stories
- Two
- Garage
- 3 spaces · 31x23 · 731 sqft
- Parking features
- Attached Garage, Concrete, Finished Garage, Heated Garage
- Patio & porch
- Covered, Deck, Front Porch, Patio, Porch
- Exterior features
- Stucco, Vinyl
- Lot size
- 0.549 acres
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Poured Concrete · 1,762 sqft
- Roof
- Age 8 Years or Less
- Year built
- 2003
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
- Electric
- Circuit Breakers
Community & HOA
- Subdivision
- Settlers Ridge
- HOA
- $400/annual
- HOA name
- Settlers Ridge HOA
- HOA phone
- 7636393183
- HOA includes
- Shared Amenities
- School district
- 885 - St. Michael-Albertville
Financial & listing details
- Annual tax
- $10,110 (2025)
- Listed
- Sep 7, 2026
- Days on market
- 0 · 5 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
2312 Lancaster Avenue NE, Saint Michael, MN, 55376
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
