Pending
$365,000
$199/sqft

Deer Creek

23104 Guarani Street, Saint Francis, MN, 55070
3  Bedrooms2  Bathrooms1,833  Square Feet0.29  Acres
Days on market1
Year built1998
Garage spaces3
TypeResidential
Est. $7,950buyer credit when you buy with SODL

About this home

Welcome home to this beautifully maintained home in St. Francis! Step into the bright and inviting upper level featuring vaulted ceilings, real hardwood floors, and neutral finishes that create a warm, timeless feel. The stunning kitchen offers stainless steel appliances, a tile backsplash, center island, and a window overlooking the backyard, while the informal dining space flows seamlessly to the maintenance-free deck (new in 2021) with auto stair lighting leading down to a concrete patio and spacious fully fenced backyard. Enjoy a relaxing living room filled with natural light, along with two upper-level bedrooms, both with walk-in closets, and a convenient walk-through primary ¾ bath. The lower level features a cozy family room with a gas fireplace and built-ins, an additional bedroom, a ¾ bath, and a walkout to the patio. The finished, heated garage is ready for all your vehicles and toys with epoxy floors and a built-in heater. Additional highlights include a storage shed, 6-panel doors, new roof in 2024, new furnace and A/C in 2019, and more—see supplements for the full list. Conveniently located near downtown St. Francis, with easy access to dining and shopping!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1998
LevelsSplit Entry (Bi-Level)
Living area1,833 sqft
Above-grade finished993 sqft
Below-grade finished840 sqft
Lot size0.29 acres (78x171x89x144)
Days on market1
ListedFeb 24, 2026
MLS #NST7019316
CountyAnoka
SubdivisionDeer Creek
Parcel #313424430013

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 27x19 · 513 sqft
Parking features
Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Deck, Rear Porch
Pool
None
Fencing
Chain Link, Full

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
960 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1998

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Deer Creek
HOA
No HOA
School district
St. Francis

Financial & listing details

Annual tax
$2,975 (2025)
Listed
Feb 24, 2026
Days on market
1
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Storage Space, Sump Basket, Tile Shower, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLower Level, Laundry Room
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Ethernet Wired, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, Security System, In-Ground Sprinkler, Tile Floors, Walk-In Closet
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched
Foundation area960 sqft
Patio/porchComposite Decking, Deck, Rear Porch
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size513 sqft

Financial details

Annual taxes$2,975
Tax year2025
Taxes w/ assessments2975
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number820
District phone7637537040
High schoolSt. Francis
SODL flat fee brokerage
$7,950Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,950

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,288/mo
Principal & interest$1,918
Property taxes$248
Home insurance (est.)$122
%
$73,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

23104 Guarani Street, Saint Francis, MN, 55070

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Listing information

MLS #NST7019316
StatusPending
Last updatedMar 11, 2026, 7:56 PM
Originally listedFeb 26, 2026, 12:00 AM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.