Listed at
$345,000
$162/sqft

Deer Creek 3rd Add

23081 Navajo Street, Saint Francis, MN, 55070
4  Bedrooms3  Bathrooms2,127  Square Feet0.3  Acres
Days on market16
Year built2003
Garage spaces3
TypeResidential
Est. $7,350buyer credit when you buy with SODL
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About this home

Welcome to this beautifully finished 4-level split tucked into a quiet neighborhood on a corner lot. This spacious home offers 4 bedrooms, and 3 bathrooms including a private primary bath, this home provides plenty of space and flexibility for everyday living and entertaining. The vaulted main level creates an open, spacious feel, while the thoughtfully designed layout offers room to spread out. The third level features a comfortable family room, and the fourth level includes a generously sized recreation rooms ideal for entertaining, hobbies, or additional living space. Recent updates include new carpeting and new refrigerator, range and microwave. Water heater, 2025. Step outside to enjoy the deck overlooking the backyard, perfect for relaxing or gathering with family and friends. A 3-car garage provides excellent parking and storage space. With all four levels finished, this move-in-ready home offers the space, versatility, and convenience you've been looking for.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2003
LevelsFour or More Level Split
Living area2,127 sqft
Above-grade finished1,787 sqft
Below-grade finished340 sqft
Lot size0.3 acres (75x132x90x153)
Days on market16
ListedSep 11, 2026
MLS #NST7132967
CountyAnoka
SubdivisionDeer Creek 3rd Add
Parcel #313424340050

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Four or More Level Split
Garage
3 spaces · 23x28 · 644 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Deck, Patio
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,212 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2003

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Deer Creek 3rd Add
HOA
No HOA
School district
15 - St. Francis
High school district
St. Francis

Financial & listing details

Annual tax
$3,745.84 (2026)
Tax with assessments
3860.06
Listed
Sep 11, 2026
Days on market
16
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Basket, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Lower Level, Laundry Room
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,212 sqft
Patio/porchDeck, Patio
Lot featuresCorner Lot, Tree Coverage - Light
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size644 sqft

Financial details

Annual taxes$3,745.84
Tax year2026
Taxes w/ assessments3860.06
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District15 - St. Francis
District number15
District phone7637537040
High schoolSt. Francis
SODL flat fee brokerage
$7,350Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,350

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,240/mo
Principal & interest$1,813
Property taxes$312
Home insurance (est.)$115
%
$69,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

23081 Navajo Street, Saint Francis, MN, 55070

Listing information

MLS #NST7132967
StatusActive
Last updatedSep 26, 2026, 5:31 PM
Originally listedSep 12, 2026, 12:00 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.