Listed at
$249,900
$112/sqft

Holy Spirit Add

2305 10th Avenue, Saint Cloud, MN, 56301
3  Bedrooms2  Bathrooms2,224  Square Feet0.385  Acres
Days on market49
Year built1962
Garage spaces1
TypeResidential
Est. $4,497buyer credit when you buy with SODL
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About this home

3 bedroom super clean rambler no backyard neighbors. Upgraded kitchen with stainless steel appliances and granite tops. Large living room with business desk. large fenced back yard with 20x20 backyard pool, storage shed, flower gardens and wonderful landscaping around home. Steal siding, newer windows and roof. Lower level family room with office which needs egress window to make as a legal(4th) bedroom. One owner home.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1962
LevelsOne
Living area2,224 sqft
Above-grade finished1,244 sqft
Below-grade finished980 sqft
Lot size0.385 acres (77.13x218)
Days on market49
ListedAug 10, 2026
MLS #NST7122772
CountyStearns
SubdivisionHoly Spirit Add
Parcel #82474480016

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 3/4 / 1 1/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Trash Compactor

Property

Levels / stories
One
Garage
1 space · 328 sqft
Parking features
Attached Garage, Asphalt, Concrete, Finished Garage, Garage Door Opener
Exterior features
Steel Siding
Pool
Below Ground, Heated
Fencing
Chain Link, Wood

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,244 sqft
Roof
Age 8 Years or Less
Year built
1962

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Holy Spirit Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,932 (2026)
Listed
Aug 10, 2026
Days on market
49
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths1
Half baths0
1/4 baths1
BasementBlock, Finished
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Trash Compactor
DiningBreakfast Bar, Eat In Kitchen, Living/Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorSteel Siding
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,244 sqft
Lot featuresTree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Concrete, Finished Garage, Garage Door Opener
Garage spaces1
Garage size328 sqft

Financial details

Annual taxes$2,932
Tax year2026
Taxes w/ assessments2932
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,641/mo
Principal & interest$1,313
Property taxes$244
Home insurance (est.)$83
%
$49,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2305 10th Avenue, Saint Cloud, MN, 56301

Listing information

MLS #NST7122772
StatusActive
Last updatedSep 22, 2026, 8:34 PM
Originally listedAug 10, 2026, 10:16 AM
Listing officeCentury 21 First Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.