Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,270 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 277 days.

Listed at

$320,000

$208/sqft

23 1st Avenue

23 1st Avenue, Saint Stephen, MN, 56375

3 Bedrooms2 Bathrooms1,540 Square Feet32802 Acres

Days on market277

Year built1983

Garage spaces3

TypeResidential

Est. $6,600buyer credit when you buy with SODL

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About this home

Totally remodeled main floor: fresh paint, flooring, stainless steel appliances, and all new lighting. More numerous upgrades inside and out. 3 bedrooms on main floor and 2 baths. Kitchen has a center island and room for a table and chairs. Has a detached garage (double door) with a work bench area. Enjoy 3/4 acre on a dead-end road. Great location within walking distance to church, food, and drink. Finish the basement for instant equity any way you choose. Sartell schools.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1983

LevelsOne

Living area1,540 sqft

Above-grade finished1,540 sqft

Below-grade finished0 sqft

Lot size32802 acres (112x300x113x285)

Days on market277

ListedDec 19, 2025

MLS #NST7001597

CountyStearns

Parcel #90558650020

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 672 sqft
Parking features: Attached Garage, Garage Door Opener
Patio & porch: Patio
Fencing: None
Other structures: Garage(s)

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Block
Foundation: 1,480 sqft
Roof: Age 8 Years or Less
Year built: 1983

Utilities

Water: Drilled, Well
Sewer: Tank with Drainage Field
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

HOA: No HOA
School district: Sartell-St. Stephens

Financial & listing details

Annual tax: $3,270 (2025)
Listed: Dec 19, 2025
Days on market: 277 · 13 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Full, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesMicrowave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningEat In Kitchen

AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Local Area Network, Main Floor Primary Bedroom, Patio, Vaulted Ceiling(s)

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAge 8 Years or Less

Foundation area1,480 sqft

Patio/porchPatio

Lot featuresTree Coverage - Medium

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well

SewerTank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener

Garage spaces3

Garage size672 sqft

Financial details

Annual taxes$3,270

Tax year2025

Taxes w/ assessments3270

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2253

District phone3206563715

High schoolSartell-St. Stephens

SODL flat fee brokerage

$6,600Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,600

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,061/mo

Principal & interest$1,682

Property taxes$273

Home insurance (est.)$107

Down payment

$64,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.