Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,369 (2026).

What school district is this property in?

This property is in the 2144 - Chisago Lakes school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 4 days.

Sold / Closed

$402,000

Sold price · Closed Aug 28, 2026

$182/sqft

Kavanagh & Schulzes First Add

228 Summit Avenue, Center City, MN, 55012

3 Bedrooms2 Bathrooms2,119 Square Feet0.557 Acres

Days on market4

Year built1900

Garage spaces2

TypeResidential

Est. $8,550buyer credit when you buy with SODL

About this home

Welcome to your charming and whimsical HOME SWEET HOME on a half acre overlooking North Center Lake! Enjoy your morning coffee on the front porch taking in beautiful lake views or a glass of wine for stunning sunsets. Prime location on the bluff, but within walking distance of dining and shopping or stroll down to the public pier to launch a kayak or paddle board. This property could be a perfect vacation rental or Bed and Breakfast with it's old home charm and character, but with modern updates. Main level offers hardwood floors, period correct finishes, natural woodwork, built-ins and a gas fireplace. The updated kitchen has an abundance of natural light, updated appliances, tile floors, solid wood cabinets and Corian counter tops. Informal and formal dining areas with a living room and sitting area. Upper level holds 3 bedrooms and bathroom with claw foot tub for soaking on cold winter nights. Lower level is finished with LVP flooring and has a Family Room, full bathroom and an unfinished storage area. Backyard is a dream with beautiful gardens, flowers and mature trees creating a perfect place to unwind. Invisible Fence for the fur babies to enjoy with you! 2 car detached garage with adorably finished and insulated addition that could be a perfect art studio, cottage bakery or clubhouse! Bring all of your ideas! This one will not last, schedule your showing TODAY!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1900

LevelsTwo

Living area2,119 sqft

Above-grade finished1,627 sqft

Below-grade finished492 sqft

Lot size0.557 acres (101x244x160x226)

Days on market4

ListedJul 14, 2026

MLS #NST7100564

CountyChisago

SubdivisionKavanagh & Schulzes First Add

Parcel #120014400

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Boiler, Fireplace(s), Hot Water
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 24x30 · 720 sqft
Parking features: Detached Garage, Asphalt, Electric, Garage Door Opener
Patio & porch: Front Porch
Exterior features: Stone, Cement Board, Wood
Fencing: Invisible

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Brick/Mortar, Stone · 980 sqft
Roof: Age Over 8 Years, Architectural Shingle, Pitched
Year built: 1900

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Kavanagh & Schulzes First Add
HOA: No HOA
School district: 2144 - Chisago Lakes
High school district: Chisago Lakes

Financial & listing details

Annual tax: $3,369 (2026)
Tax with assessments: 3386
Listed: Jul 14, 2026
Days on market: 4
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementDrain Tiled, Partially Finished, Storage Space, Sump Pump

HeatingBoiler, Fireplace(s), Hot Water

CoolingDuctless Mini-Split

Fireplaces1

LaundryElectric Dryer Hookup, Lower Level, Laundry Room, Sink, Washer Hookup

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningInformal Dining Room, Kitchen/Dining Room, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Natural Woodwork, Paneled Doors, Porch, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorStone, Cement Board, Wood

RoofAge Over 8 Years, Architectural Shingle, Pitched

FoundationBrick/Mortar, Stone

Foundation area980 sqft

Patio/porchFront Porch

Lot featuresTree Coverage - Light

Road frontageCity Street, Paved Streets, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Electric, Garage Door Opener

Garage spaces2

Garage size720 sqft

Financial details

Annual taxes$3,369

Tax year2026

Taxes w/ assessments3386

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2144 - Chisago Lakes

District number2144

District phone6512132096

High schoolChisago Lakes

SODL flat fee brokerage

$8,550Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,550

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,432/mo

Principal & interest$2,023

Property taxes$281

Home insurance (est.)$128

Down payment

$77,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.