Listed at
$500,000
$264/sqft

Cottage Grove

22702 E Martin Lake Drive, Stacy, MN, 55079
2  Bedrooms3  Bathrooms1,896  Square Feet0.16  Acres
Days on market102
Year built1950
Garage spaces2
TypeResidential
Est. $12,000buyer credit when you buy with SODL
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About this home

FREE PONTOON ($50K Value) and NEW DOCK ($20K Value) - Only with this home! FIRST TIME EVER ON THE MARKET. This home has been lovingly cared for in the same family for multiple generations. Opportunity is here for you to take advantage of. Did we mention the FREE pontoon? Year round living as a primary home or wonderful as a seasonal cabin property, so close to the Twin Cities. Located on Martin Lake, with quiet boating, good fishing, sandy bottom and wonderful neighbors. 2 BR + Loft, 3 BA, full kitchen and bonus wet bar (that could be a second kitchen), 2 sided FP. Beautiful lake views out every west facing windows. Many updates throughout including: new tankless water heater, new water softener, new upgraded LVT throughout main level, renovated lower level bathroom, new kitchen and laundry SS appliances. Compliant septic system, FREE PONTOON included with acceptable offer. Relax on your spacious decks and patios out front and back, catching the sensational sunsets. FREE pontoon, dock included, and other equipment to make lake living your new lifestyle!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1950
LevelsOne and One Half
Living area1,896 sqft
Above-grade finished1,173 sqft
Below-grade finished723 sqft
Lot size0.16 acres (50x135)
Days on market102
ListedJun 15, 2026
MLS #NST7093381
CountyAnoka
SubdivisionCottage Grove
Parcel #043322110016

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
2 3/4 / 1 half
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Dishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
2 spaces · 26x22 · 572 sqft
Parking features
Detached Garage, Concrete
Patio & porch
Deck, Patio
Exterior features
Stone, Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,059 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1950

Utilities

Water
Well
Sewer
Holding Tank, Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Cottage Grove
HOA
No HOA
School district
831 - Forest Lake
High school district
Forest Lake

Financial & listing details

Annual tax
$3,377 (2026)
Listed
Jun 15, 2026
Days on market
102
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths0
3/4 baths2
Half baths1
1/4 baths0
BasementBlock, Finished, Walkout
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup
AppliancesDishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Ethernet Wired, French Doors, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Satellite Dish, Security Lights, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar
AccessibilityNone
Special featuresDivided Bdr Flr Plan, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Foundation area1,059 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Heavy
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerHolding Tank, Private Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete
Garage spaces2
Garage size572 sqft

Financial details

Annual taxes$3,377
Tax year2026
Taxes w/ assessments3377
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District831 - Forest Lake
District number831
District phone6519828103
High schoolForest Lake
SODL flat fee brokerage
$12,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,076/mo
Principal & interest$2,628
Property taxes$281
Home insurance (est.)$167
%
$100,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

22702 E Martin Lake Drive, Stacy, MN, 55079

Listing information

MLS #NST7093381
StatusActive
Last updatedSep 24, 2026, 12:28 AM
Originally listedJun 19, 2026, 12:00 AM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.