Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,130 (2026).

What school district is this property in?

This property is in the 93 - Carlton school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 75 days.

Listed at

$295,000

$284/sqft

Town Twin Lakes

2253 Hay Lake Road, Carlton, MN, 55718

3 Bedrooms2 Bathrooms1,040 Square Feet2.75 Acres

Days on market75

Year built1962

Garage spaces2

TypeResidential

Est. $5,850buyer credit when you buy with SODL

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About this home

Amazing setting, amazing home! Situated on 2.75 acres between Hay Lake and Chub Lake, this beautifully updated ranch-style home is move-in ready and waiting to be enjoyed. The main level features a spacious entry connecting the home to the attached two-car garage, a large living room with an electric fireplace, and a kitchen offering abundant cabinet and countertop space. You'll also find three bedrooms and a completely remodeled full bathroom on the main floor. The full basement provides excellent storage space, a bonus toilet, and endless potential for future finishing. Major improvements have already been completed, including a new roof, windows, siding, septic system, kitchen cabinets, appliances, interior and exterior doors, decks, water filtration system, and well pump. Properties offering this combination of privacy, updates, and location are hard to find. Don't miss your opportunity to make this one yours!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1962

LevelsOne

Living area1,040 sqft

Above-grade finished1,040 sqft

Below-grade finished0 sqft

Lot size2.75 acres (irreg)

Days on market75

ListedJun 2, 2026

MLS #NST7085152

CountyCarlton

SubdivisionTown Twin Lakes

Parcel #810605025

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: None
Basement: Block, Full · 0 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 24x22 · 528 sqft
Parking features: Other
Exterior features: Vinyl
Lot size: 2.75 acres
Lot dimensions: irreg

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,040 sqft
Year built: 1962

Utilities

Water: Private
Sewer: Mound Septic
Fuel: Propane

Community & HOA

Subdivision: Town Twin Lakes
HOA: No HOA
School district: 93 - Carlton
High school district: Carlton

Financial & listing details

Annual tax: $2,130 (2026)
Listed: Jun 2, 2026
Days on market: 75 · 38 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementBlock, Full

HeatingForced Air

CoolingNone

Fireplaces1

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationBlock

Foundation area1,040 sqft

ZoningResidential-Single Family

Utilities

Water sourcePrivate

SewerMound Septic

FuelPropane

Parking & garage

ParkingOther

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$2,130

Tax year2026

Taxes w/ assessments2130

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District93 - Carlton

District number93

District phone2183844225

High schoolCarlton

SODL flat fee brokerage

$5,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,826/mo

Principal & interest$1,550

Property taxes$178

Home insurance (est.)$98

Down payment

$59,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.