Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,038 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 281 days.

Listed at

$275,000

$170/sqft

Liberty Pointe

225 18th Avenue, Saint Joseph, MN, 56374

3 Bedrooms2 Bathrooms1,618 Square Feet0.23 Acres

Days on market281

Year built2006

Garage spaces2

TypeResidential

Est. $5,250buyer credit when you buy with SODL

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About this home

Experience the appeal of St. Joseph’s small-town charm in this move-in ready home, set on a quiet street in a community known for its walkable downtown, welcoming local culture, and “Tomorrow With Tradition” character. The vaulted entry creates an impressive welcome and opens to an inviting layout with updated vinyl plank flooring, a spacious owner’s suite with walk-in closet and pass-through bath, and a kitchen featuring a newer refrigerator, dishwasher, and center island with seating. Outdoor living stands out with a free-standing platform deck, 2024 pergola with string lights, paver patio, included hot tub, dug-in fire pit, and a 2025 storage shed on a raised platform. Mechanical updates include a 2025 furnace and 2020 A/C. A great opportunity to enjoy modern comfort in one of Central Minnesota’s most desirable small communities. Book your showing today. **Note: SOLAR PANELS INCLUDED which highly subsidizes your electric bill (panel system valued at $41,500)**

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2006

LevelsThree Level Split

Living area1,618 sqft

Above-grade finished983 sqft

Below-grade finished635 sqft

Lot size0.23 acres (67x144x75x142)

Days on market281

ListedDec 19, 2025

MLS #NST7000449

CountyStearns

SubdivisionLiberty Pointe

Parcel #84535500048

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Three Level Split
Garage: 2 spaces · 21.5x23.4 · 500 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Deck
Pool: None
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Concrete, Frame
Foundation: 983 sqft
Roof: Age Over 8 Years, Asphalt, Pitched
Year built: 2006

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Liberty Pointe
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $3,038 (2025)
Tax with assessments: 3046
Listed: Dec 19, 2025
Days on market: 281 · 21 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Storage Space

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Hot Tub, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresPrimary Bdr Suite, Renovated

Exterior & lot

RoofAge Over 8 Years, Asphalt, Pitched

Foundation area983 sqft

Patio/porchDeck

Lot featuresTree Coverage - Light

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size500 sqft

Financial details

Annual taxes$3,038

Tax year2025

Taxes w/ assessments3046

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$5,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,790/mo

Principal & interest$1,445

Property taxes$253

Home insurance (est.)$92

Down payment

$55,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.