Sold / Closed
$847,500

Sold price · Closed Jul 31, 2026

$190/sqft

22204 123rd Avenue

22204 123rd Avenue, Cold Spring, MN, 56320
4  Bedrooms3  Bathrooms4,348  Square Feet20.11  Acres
Days on market2
Year built2016
Garage spaces2
TypeResidential
Est. $21,747buyer credit when you buy with SODL

About this home

Luxury country living meets modern functionality on this exceptional 20-acre Cold Spring property. Built in 2016, this 4300sf, 4-bedroom, 3-bath walkout rambler offers the perfect balance of privacy, space, and high-end finishes—complete with a massive 100x50 outbuilding with 32x50 partitianed heated shop and remaining cold storage. Making this property truly one-of-a-kind. From the moment you arrive, the stunning 50-foot front porch sets the tone, creating the perfect place to unwind and take in peaceful country sunsets. Inside, the main level showcases hardwood floors, open sightlines, and thoughtfully designed spaces throughout. The spacious kitchen is built to impress with a large center island, stainless steel appliances, 5-burner gas range, and custom pull-out cabinetry, flowing seamlessly into the dining and living areas for effortless entertaining. A dedicated office with French doors provides the ideal work-from-home setup, while the oversized attached 2-stall garage with in-floor heat adds comfort and convenience year-round. The main level also features two generous bedrooms, including a private primary suite with dual sinks, a glass walk-in shower, and large walk-in closet. A spacious laundry room with wash tub and additional storage, along with a convenient half bath for guests, complete the main floor. The walkout lower level is equally impressive, featuring two additional oversized bedrooms, a full bath, fitness room, expansive family room with custom built-ins and space for both entertaining and recreation, plus access to the beautiful paver patio overlooking the property. A large storage and utility room provides even more functional space. Whether you're searching for luxury one-level living, room to host family and friends, acreage for privacy and recreation, or the ultimate shop space for hobbies or business needs—this property delivers a rare opportunity to have it all.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2016
LevelsOne
Living area4,348 sqft
Above-grade finished2,174 sqft
Below-grade finished2,174 sqft
Lot size20.11 acres (1350x655)
Days on market2
ListedMay 27, 2026
MLS #NST7081982
CountyStearns
Parcel #76416370304

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air, Heat Pump, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Rented, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 36x30x36x9.9x28 · 1,212 sqft
Parking features
Attached Garage, Gravel, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Awning(s), Composite Decking, Deck, Front Porch, Patio, Porch
Exterior features
Steel Siding
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, ICFs (Insulated Concrete Forms)
Foundation
Block, ICFs (Insulated Concrete Forms) · 2,174 sqft
Roof
Age Over 8 Years, Architectural Shingle, Pitched
Year built
2016

Utilities

Water
Drilled, Private, Well
Sewer
Private Sewer
Fuel
Electric, Propane
Electric
Circuit Breakers, 150 Amp Service, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$9,012 (2026)
Tax with assessments
9020
Listed
May 27, 2026
Days on market
2
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, In-Floor Heat, Walkout
HeatingForced Air, Heat Pump, In-Floor Heating
CoolingCentral Air
LaundryLaundry Room, Main Level, Sink
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Rented, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, Exercise Room, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Other, Patio, Paneled Doors, Porch, Panoramic View, Washer/Dryer Hookup, Walk-In Closet
AccessibilityDoors 36"+, Hallways 42"+, No Stairs External, No Stairs Internal, Partially Wheelchair
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorSteel Siding
RoofAge Over 8 Years, Architectural Shingle, Pitched
FoundationBlock, ICFs (Insulated Concrete Forms)
Foundation area2,174 sqft
Patio/porchAwning(s), Composite Decking, Deck, Front Porch, Patio, Porch
Lot featuresSuitable for Horses, Tillable, Wetlands
Road frontageCity Street, No Outlet/Dead End
Road responsibilityPublic Maintained Road
ZoningAgriculture

Utilities

Water sourceDrilled, Private, Well
SewerPrivate Sewer
FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Gravel, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces2
Garage size1,212 sqft

Financial details

Annual taxes$9,012
Tax year2026
Taxes w/ assessments9020
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$21,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $21,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,361/mo
Principal & interest$4,335
Property taxes$751
Home insurance (est.)$275
%
$164,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

22204 123rd Avenue, Cold Spring, MN, 56320

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Listing information

MLS #NST7081982
StatusClosed
Last updatedAug 3, 2026, 3:08 PM
Originally listedJun 3, 2026, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.