Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,992 (2026).

What school district is this property in?

This property is in the 743 - Sauk Centre school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 35 days.

Listed at

$395,000

$198/sqft

221 Main Street

221 Main Street, Sauk Centre, MN, 56378

4 Bedrooms2 Bathrooms2,000 Square Feet0.97 Acres

Days on market35

Year built1890

Garage spaces1

TypeResidential

Est. $8,850buyer credit when you buy with SODL

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About this home

Charming Lakefront Historic Home in Sauk Centre Enjoy the best of lake living with this beautiful historic home situated on the highly sought-after Sauk Lake. Featuring a flat shoreline with a hard, sandy bottom, this property is perfect for swimming, relaxing, and enjoying some of the area’s best fishing. Set on a large lot with a dock included, this home offers both space and convenience, located right on Main Street in Sauk Centre. Home Features: 4 bedrooms 1 full bathroom Natural hardwood floors throughout Formal dining room Large kitchen and living room Newer windows in most of the home Central A/C And much more Whether you’re looking for a full-time residence or a lakefront getaway, this property combines historic charm with modern comfort in a prime location.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1890

LevelsOne and One Half

Living area2,000 sqft

Above-grade finished2,000 sqft

Below-grade finished0 sqft

Lot size0.97 acres (75x560)

Days on market35

ListedMay 1, 2026

MLS #NST7061593

CountyStearns

Parcel #94579570000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 1 space · 380 sqft
Parking features: Detached Garage, Asphalt
Exterior features: Wood
Other structures: Storage Shed
View: South, West

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab, Stone · 1,186 sqft
Roof: Asphalt
Year built: 1890

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 743 - Sauk Centre
High school district: Sauk Centre

Financial & listing details

Annual tax: $3,992 (2026)
Listed: May 1, 2026
Days on market: 35 · 13 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Full, Unfinished, Walkout

HeatingForced Air

CoolingCentral Air

AppliancesDryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Dock, Hardwood Floors, Natural Woodwork, Porch, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationSlab, Stone

Foundation area1,186 sqft

Lot featuresAccessible Shoreline, Tree Coverage - Light

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces1

Garage size380 sqft

Financial details

Annual taxes$3,992

Tax year2026

Taxes w/ assessments3992

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District743 - Sauk Centre

District number743

District phone3203522284

High schoolSauk Centre

SODL flat fee brokerage

$8,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,540/mo

Principal & interest$2,076

Property taxes$333

Home insurance (est.)$132

Down payment

$79,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.