Listed at
$395,000
$107/sqft

Town Of Sauk Rapids

220 4th Street, Sauk Rapids, MN, 56379
6  Bedrooms4  Bathrooms3,678  Square Feet0.482  Acres
Days on market32
Year built1886
Garage spaces4
TypeResidential
Est. $8,850buyer credit when you buy with SODL
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About this home

Exceptional opportunity with endless possibilities! Unique single-family home with a currently licensed rental apartment! This versatile property offers three separate living areas, each with its own kitchen. One unit is currently licensed for rental use, providing excellent income potential, while the remaining living spaces are ideal for multigenerational living, extended family, guests, or a returning adult child. Every space offers its own unique charm and personality. Outside, you'll find both a single-plus detached garage and a three-car detached garage, providing incredible space for vehicles, hobbies and storage. This lovely property is situated on nearly half acre, the outdoor space is just as impressive! Whether you envision lush gardens, a game of croquet or volleyball, entertaining family and friends, or simply relaxing in your own backyard retreat, there's room to make it your own. With numerous updates throughout, this property combines character, versatility, and opportunity. Be sure to review the attached supplement for a complete list of improvements and updates. Properties offering this much flexibility are truly a rare find! Buyers should verify future rental licensing and intended use with the City of Sauk Rapids. Sellers may consider selling upper two living areas furnished with an acceptable offer including personal property.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1886
LevelsOne and One Half
Living area3,678 sqft
Above-grade finished1,703 sqft
Below-grade finished1,975 sqft
Lot size0.482 acres (150x140x150x140)
Days on market32
ListedAug 25, 2026
MLS #NST7123569
CountyBenton
SubdivisionTown Of Sauk Rapids
Parcel #190032200

Facts & features

Interior

Bedrooms
6
Bathrooms
4
Bath breakdown
3 full / 1 3/4
Heating
Hot Water
Cooling
Central Air, Window Unit(s)
Appliances
Dryer, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
4 spaces · 26x30 · 780 sqft
Parking features
Detached Garage, Concrete, Garage Door Opener, Multiple Garages
Patio & porch
Other, Patio
Exterior features
Stucco, Wood
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,975 sqft
Roof
Age Over 8 Years
Year built
1886

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Town Of Sauk Rapids
HOA
No HOA
School district
47 - Sauk Rapids-Rice
High school district
Sauk Rapids-Rice

Financial & listing details

Annual tax
$4,362 (2026)
Tax with assessments
4372
Listed
Aug 25, 2026
Days on market
32
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Full, Walkout
HeatingHot Water
CoolingCentral Air, Window Unit(s)
Fireplaces1
LaundryLower Level
AppliancesDryer, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Washer/Dryer Hookup
AccessibilityOther
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStucco, Wood
RoofAge Over 8 Years
FoundationBlock
Foundation area1,975 sqft
Patio/porchOther, Patio
Lot featuresPublic Transit (w/in 6 blks), Corner Lot, Tree Coverage - Heavy
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener, Multiple Garages
Garage spaces4
Garage size780 sqft

Financial details

Annual taxes$4,362
Tax year2026
Taxes w/ assessments4372
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District47 - Sauk Rapids-Rice
District number47
District phone3202534703
High schoolSauk Rapids-Rice
SODL flat fee brokerage
$8,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,571/mo
Principal & interest$2,076
Property taxes$364
Home insurance (est.)$132
%
$79,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

220 4th Street, Sauk Rapids, MN, 56379

Listing information

MLS #NST7123569
StatusActive
Last updatedAug 28, 2026, 3:11 PM
Originally listedAug 28, 2026, 12:00 AM
Listing officeKeller Williams Classic Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.