Listed at
$299,000
$115/sqft

St Cloud Park

220 4th Avenue, Saint Cloud, MN, 56304
3  Bedrooms3  Bathrooms2,596  Square Feet0.14  Acres
Days on market321
Year built1920
Garage spaces2
TypeResidential
Est. $5,970buyer credit when you buy with SODL
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About this home

Just two years ago this home has been completely remodeled right down to the studs. There was new electrical, new insulation, and Plumbing Behind the Walls. The house has new drywall, plumbing fixtures, shower surrounds, and a tile bathtub. The kitchen has been completely opened up and remodeled with all new cabinets and countertops with a beautiful set of stainless steel appliances. All the windows and doors in the home and garage have been replaced. You will find new trim and all-new flooring throughout this beautiful home. This home features three bedrooms with the possibility of two additional ones in the basement. The master suite with a 3/4 bath and laundry room is on the upper level, and two nice sized main level bedrooms with a brand new full bath. Shy of 2600 square feet of finish, the home has great value, with all the significant things completed. It is a great value that is less than new construction but it will feel like it's new.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1920
LevelsOne and One Half
Living area2,596 sqft
Above-grade finished1,632 sqft
Below-grade finished964 sqft
Lot size0.14 acres (50x124)
Days on market321
ListedNov 4, 2025
MLS #NST6813894
CountyBenton
SubdivisionSt Cloud Park
Parcel #170090500

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 18x19 · 342 sqft
Parking features
Detached
Other structures
Additional Garage
Lot size
0.14 acres
Lot dimensions
50x124

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Aluminum Siding
Foundation
1,015 sqft
Year built
1920

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
St Cloud Park
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$3,120 (2024)
Tax with assessments
3120.0000
Listed
Nov 4, 2025
Days on market
321

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Range, Refrigerator, Stainless Steel Appliances, Washer
AccessibilityNone

Exterior & lot

Foundation area1,015 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingDetached
Garage spaces2
Garage size342 sqft

Financial details

Annual taxes$3,120
Tax year2024
Taxes w/ assessments3120.0000
Assessment pendingNo
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number742
District phone320-253-9333
High schoolSt. Cloud
SODL flat fee brokerage
$5,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,931/mo
Principal & interest$1,571
Property taxes$260
Home insurance (est.)$100
%
$59,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

220 4th Avenue, Saint Cloud, MN, 56304

Listing information

MLS #NST6813894
StatusActive
Last updatedNov 11, 2025, 9:25 PM
Originally listedNov 11, 2025, 6:00 AM
Listing officePremier Real Estate Services

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.