Pending
$159,900
$140/sqft

Silver Bay 7th Div

22 Hays Circle, Silver Bay, MN, 55614
2  Bedrooms1  Bathroom1,145  Square Feet0.2  Acres
Days on market40
Year built1960
Garage spaces1
TypeResidential
Est. $1,797buyer credit when you buy with SODL

About this home

This cozy and comfortable move-in ready home features two spacious bedrooms and an updated bathroom. As you enter through the front door, you'll find a living room filled with natural light pouring in through large windows, complemented by beautiful hardwood floors. The efficient kitchen is equipped with stainless steel appliances and boasts a new countertop, sink, and window. The spacious dining area is adjacent to the kitchen, allowing for easy meal preparation and conversation, even for the cook. A charming porch/sunroom, complete with tongue-and-groove pine paneling and numerous windows, serves as a delightful spot for relaxation, reading, or enjoying games with family and friends while connecting with nature. The fenced yard provides a secure space for children and pets to play, and you'll be treated to visits from deer and birds. The single-car garage comes with a newer door and opener, making parking hassle-free. Additionally, the basement has been freshly painted, offering a perfect canvas for you to personalize it to your liking. Don’t miss out—call for a showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1960
LevelsOne
Living area1,145 sqft
Above-grade finished1,145 sqft
Below-grade finished0 sqft
Lot size0.2 acres (74x120)
Days on market40
ListedJan 8, 2026
MLS #NST7006034
CountyLake
SubdivisionSilver Bay 7th Div
Parcel #22750023140

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 3/4
Heating
Baseboard, Forced Air
Cooling
Window Unit(s)
Appliances
Dishwasher, Dryer, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
1 space · 252 sqft
Parking features
Detached Garage
Patio & porch
Porch
Fencing
Partial
Lot size
0.2 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
1,145 sqft
Year built
1960

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Silver Bay 7th Div
HOA
No HOA
School district
Lake Superior

Financial & listing details

Annual tax
$1,176 (2026)
Listed
Jan 8, 2026
Days on market
40
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementConcrete
HeatingBaseboard, Forced Air
CoolingWindow Unit(s)
AppliancesDishwasher, Dryer, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room
AmenitiesHardwood Floors, Porch
AccessibilityNone

Exterior & lot

Foundation area1,145 sqft
Patio/porchPorch
Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage
Garage spaces1
Garage size252 sqft

Financial details

Annual taxes$1,176
Tax year2026
Taxes w/ assessments1176
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1544
District phone2188348216
High schoolLake Superior
SODL flat fee brokerage
$1,797Estimated buyer credit
SODL platform fee $3,000Your buyer credit $1,797

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$992/mo
Principal & interest$840
Property taxes$98
Home insurance (est.)$53
%
$31,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

22 Hays Circle, Silver Bay, MN, 55614

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Listing information

MLS #NST7006034
StatusPending
Last updatedApr 13, 2026, 9:38 PM
Originally listedJan 9, 2026, 8:48 AM
Listing officeEdina Realty, Inc. - Duluth

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.