Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,112 (2026).

What school district is this property in?

This property is in the 831 - Forest Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 2 days.

Pending

$389,900

$203/sqft

Clear Lake North

21990 Finley Court N, Forest Lake, MN, 55025

4 Bedrooms2 Bathrooms1,920 Square Feet39204 Acres

Days on market2

Year built1987

Garage spaces2

TypeResidential

Est. $8,697buyer credit when you buy with SODL

About this home

Welcome home to this beautifully updated 4-bedroom, 2-bath home nestled on a spacious, just under an acre lot! Thoughtfully updated throughout, this home features newer LVP flooring, fresh paint and durable hard-surface flooring in both bathrooms. With no carpet anywhere, this home offers a clean, fresh, low-maintenance feel. The lower level bath has a new gorgeous tiled walk-in shower and the upstairs bath has an updated vanity and is a walk through to the owners bedroom. The kitchen has newer stainless steel appliances and the kitchen and the family room both have infloor heat. Enjoy the beauty of every season from the wonderful 4-season porch overlooking the expansive backyard with apple trees and room to play! Home comes with a Home Warranty that will transfer to the new home owner at time of sale. It is good through Sept. 2027

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1987

LevelsFour or More Level Split

Living area1,920 sqft

Above-grade finished1,051 sqft

Below-grade finished869 sqft

Lot size39204 acres (385x101x400x100)

Days on market2

ListedSep 14, 2026

MLS #NST7144476

CountyWashington

SubdivisionClear Lake North

Parcel #1703221220007

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Four or More Level Split
Garage: 2 spaces · 528 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Exterior features: Stone, Vinyl
Other structures: Storage Shed
Lot size: 39204 Square Feet

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,068 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1987

Utilities

Water: Well
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Clear Lake North
HOA: No HOA
School district: 831 - Forest Lake
High school district: Forest Lake

Financial & listing details

Annual tax: $4,112 (2026)
Listed: Sep 14, 2026
Days on market: 2
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementUnfinished

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesDeck, Kitchen Window, Natural Woodwork, Porch, Skylight, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area1,068 sqft

Lot featuresCorner Lot

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$4,112

Tax year2026

Taxes w/ assessments4112

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District831 - Forest Lake

District number831

District phone6519828103

High schoolForest Lake

SODL flat fee brokerage

$8,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,522/mo

Principal & interest$2,049

Property taxes$343

Home insurance (est.)$130

Down payment

$77,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.