Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,584 (2026).

What school district is this property in?

This property is in the 181 - Brainerd school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 46 days.

Listed at

$699,000

$333/sqft

Norway Estate

21877 Windy Ridge Road, Brainerd, MN, 56401

4 Bedrooms2 Bathrooms2,100 Square Feet1.75 Acres

Days on market46

Year built1950

Garage spaces3

TypeResidential

Est. $17,970buyer credit when you buy with SODL

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About this home

Welcome to your dream lake home on beautiful Little Hubert Lake in the heart of the Brainerd Lakes Area! This fully remodeled 4-bedroom, 2-bathroom property offers the perfect blend of modern comfort and classic Minnesota lake living. Situated on 1.7 private acres with an impressive 204 feet of pristine sandy shoreline, this exceptional property provides outstanding swimming, boating, and breathtaking lake views. The home was completely remodeled in 2020 and is being sold fully furnished, making it truly move-in ready. Additional features include a spacious 3-car garage, a Kohler whole-home standby generator for year-round peace of mind, and quality finishes throughout. Whether you're looking for a year-round residence, vacation getaway, or investment property, this turnkey lake home is ready for you to enjoy from day one. Don't miss this rare opportunity to own premier sand frontage on one of the Brainerd Lakes Area's most desirable lakes. Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1950

LevelsOne

Living area2,100 sqft

Above-grade finished1,200 sqft

Below-grade finished900 sqft

Lot size1.75 acres (204x403x189x371)

Days on market46

ListedAug 7, 2026

MLS #NST7122020

CountyCrow Wing

SubdivisionNorway Estate

Parcel #73310606

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 3 spaces · 960 sqft
Parking features: Detached Garage
Patio & porch: Deck, Patio
Exterior features: Log Siding
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,200 sqft
Roof: Age 8 Years or Less
Year built: 1950

Utilities

Water: 4-Inch Submersible
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas

Community & HOA

Subdivision: Norway Estate
HOA: No HOA
School district: 181 - Brainerd
High school district: Brainerd

Financial & listing details

Annual tax: $3,584 (2026)
Listed: Aug 7, 2026
Days on market: 46 · 16 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementEgress Window(s), Finished, Full

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLower Level

AppliancesDishwasher, Microwave, Range, Refrigerator

DiningLiving/Dining Room

AccessibilityNone

Exterior & lot

ExteriorLog Siding

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,200 sqft

Patio/porchDeck, Patio

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible

SewerSeptic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces3

Garage size960 sqft

Financial details

Annual taxes$3,584

Tax year2026

Taxes w/ assessments3584

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$17,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,205/mo

Principal & interest$3,674

Property taxes$299

Home insurance (est.)$233

Down payment

$139,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.