Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,202 (2026).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 31 days.

Listed at

$450,000

$222/sqft

Valley Oaks 1st

217 Oak Leaf Drive, Winona, MN, 55987

4 Bedrooms4 Bathrooms2,026 Square Feet0.37 Acres

Days on market31

Year built1988

Garage spaces2

TypeResidential

Est. $10,500buyer credit when you buy with SODL

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About this home

This 4 bed, 4 bath, 2+ garage home is located in highly sought after location. Enjoy the bluff lands and the neighborhood. Windows have been replaced a few years ago, lots of storage in the garage and basement. This home is close to parks and walking areas with a small ballpark close by. A Treasure.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1988

LevelsTwo

Living area2,026 sqft

Above-grade finished1,326 sqft

Below-grade finished700 sqft

Lot size0.37 acres (95x170)

Days on market31

ListedJun 15, 2026

MLS #NST7093154

CountyWinona

SubdivisionValley Oaks 1st

Parcel #325220420

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 29x32 · 921 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Patio & porch: Patio
Exterior features: Stone, Stucco
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Other · 1,326 sqft
Year built: 1988

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Valley Oaks 1st
HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $5,202 (2026)
Tax with assessments: 5230
Listed: Jun 15, 2026
Days on market: 31 · 14 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Full, Partially Finished, Storage Space, Sump Basket

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room, Separate/Formal Dining Room

AmenitiesDeck, Kitchen Center Island, Kitchen Window, Natural Woodwork, Washer/Dryer Hookup

AccessibilityNone

Special features4 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Stucco

FoundationOther

Foundation area1,326 sqft

Patio/porchPatio

Lot featuresTree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces2

Garage size921 sqft

Financial details

Annual taxes$5,202

Tax year2026

Taxes w/ assessments5230

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$10,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,948/mo

Principal & interest$2,365

Property taxes$434

Home insurance (est.)$150

Down payment

$90,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.