Pending
$649,900
$208/sqft

Termar Fourth Add

2169 Margaret Street NE, Chatfield, MN, 55923
4  Bedrooms3  Bathrooms3,120  Square Feet1.22  Acres
Days on market6
Year built1999
Garage spaces4
TypeResidential
Est. $16,497buyer credit when you buy with SODL

About this home

Exceptional custom ranch home tucked away on a quiet cul-de-sac with a private walkout lot with access to State Land (Wildlife Management Area)! The open concept main floor features hardwood floors, custom cabinetry, tile backsplash, new kitchen appliances, and a stunning stone surround gas fireplace. Relax year round in the sunroom overlooking the backyard with its own mini split for heating and cooling. The spacious primary suite offers a walk-in closet, heated tile floors, double vanity, ceramic tile walk-in shower, and private laundry. A second main floor bedroom is currently used as an office. The finished walkout lower level includes a large family room with a second fireplace, second laundry area, luxury vinyl plank flooring, two additional bedrooms, a full bath, wine cellar, and abundant storage. Surround sound wiring is installed in both the living room and family room. Car enthusiasts and hobbyists will love the incredible 1,704 sq. ft. heated and finished 4-car garage featuring vaulted ceilings, luxury vinyl flooring in the living area, central air, hot and cold running water, 110 & 220 electrical service, and a 10-foot overhead door ideal for a motorhome or recreational vehicles. Outside, enjoy the privacy of the beautifully landscaped lot from the two-level deck or peaceful sunroom. Additional highlights include steel siding with brick accents, a new roof (2023), in-ground sprinkler system, new furnace and central air (2018), air-to-air exchanger (2023), water heater (2024), and the confidence of a pre-inspected home.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1999
LevelsOne
Living area3,120 sqft
Above-grade finished1,954 sqft
Below-grade finished1,166 sqft
Lot size1.22 acres (Irregular)
Days on market6
ListedJul 8, 2026
MLS #NST7105806
CountyOlmsted
SubdivisionTermar Fourth Add
Parcel #513112055016

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Ductless Mini-Split, Forced Air, Fireplace(s), Heat Pump, Hot Water, In-Floor Heating
Cooling
Central Air, Ductless Mini-Split
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Humidifier, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
4 spaces · 1,704 sqft
Parking features
Attached Garage, Concrete, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, RV Access/Parking
Patio & porch
Deck, Front Porch, Patio
Exterior features
Stone, Steel Siding
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
Poured Concrete · 1,726 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1999

Utilities

Water
Shared System, Well
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Termar Fourth Add
HOA
No HOA
School district
227 - Chatfield
High school district
Chatfield

Financial & listing details

Annual tax
$9,784 (2026)
Listed
Jul 8, 2026
Days on market
6
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementEgress Window(s), Finished, Full, Storage Space, Walkout
HeatingDuctless Mini-Split, Forced Air, Fireplace(s), Heat Pump, Hot Water, In-Floor Heating
CoolingCentral Air, Ductless Mini-Split
Fireplaces2
LaundryLaundry Closet, Lower Level, Laundry Room, Main Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Humidifier, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Hot Tub, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch, Panoramic View, In-Ground Sprinkler, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Steel Siding
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete
Foundation area1,726 sqft
Patio/porchDeck, Front Porch, Patio
Lot featuresIrregular Lot, Tree Coverage - Medium
Road frontageCity Street, Cul De Sac, Curbs, No Outlet/Dead End, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceShared System, Well
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, RV Access/Parking
Garage spaces4
Garage size1,704 sqft

Financial details

Annual taxes$9,784
Tax year2026
Taxes w/ assessments9784
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District227 - Chatfield
District number227
District phone5078674210
High schoolChatfield
SODL flat fee brokerage
$16,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,447/mo
Principal & interest$3,416
Property taxes$815
Home insurance (est.)$217
%
$129,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2169 Margaret Street NE, Chatfield, MN, 55923

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Listing information

MLS #NST7105806
StatusPending
Last updatedJul 14, 2026, 6:52 PM
Originally listedJul 8, 2026, 2:06 PM
Listing officeElcor Realty of Rochester Inc.
Co-listing officeElcor Realty of Rochester Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.