Listed at
$645,900
$377/sqft

White Bear

2168 1st Street, White Bear Lake, MN, 55110
3  Bedrooms2  Bathrooms1,711  Square Feet7500  Acres
Days on market34
Year built1904
Garage spaces1
TypeResidential
Est. $16,377buyer credit when you buy with SODL
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About this home

A Dutch Colonial Gem Just Steps from Downtown White Bear Lake. Location doesn't get better than this! Situated just one house from the lake, this beautifully maintained Dutch Colonial puts you right in the heart of everything Downtown White Bear Lake has to offer-while tucked away on a quiet, one-way street. The home blends classic character with thoughtful updates, featuring James Hardie siding, a spacious front porch, and a large maintenance-free rear deck overlooking the private backyard. Inside, gorgeous hardwood floors, tall ceilings, and an open layout create a warm and inviting main level. The generous living room flows into the dining area, where a gas fireplace adds a cozy focal point and sliding glass doors open to the backyard. The spacious kitchen features a substantial peninsula with plenty of room for everyday meals, gathering, and entertaining. Upstairs, three oversized bedrooms offer comfortable living, including one with a peek at White Bear Lake. The beautifully renovated full bath features dual sinks and stylish finishes. Step outside and you're just steps from Lake Avenue, lakeside parks, local restaurants, bars, boutiques, and all the energy of Downtown White Bear Lake. with the lake practically at your doorstep and an unbeatable walkable location, this is a rare opportunity to enjoy the best of White Bear Lake right outside your door.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1904
LevelsTwo
Living area1,711 sqft
Above-grade finished1,711 sqft
Below-grade finished0 sqft
Lot size7500 acres (50x150)
Days on market34
ListedAug 15, 2026
MLS #NST7128810
CountyRamsey
SubdivisionWhite Bear
Parcel #143022440015

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
1 space · 282 sqft
Parking features
Detached Garage, Concrete
Patio & porch
Awning(s), Composite Decking, Deck, Front Porch, Patio
Exterior features
Cement Board
Fencing
Full, Privacy

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Stone · 949 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1904

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
White Bear
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$5,958 (2026)
Listed
Aug 15, 2026
Days on market
34
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementUnfinished
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Hot Tub, Kitchen Window, Patio, Paneled Doors, Porch
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorCement Board
RoofAge 8 Years or Less, Asphalt
FoundationStone
Foundation area949 sqft
Patio/porchAwning(s), Composite Decking, Deck, Front Porch, Patio
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete
Garage spaces1
Garage size282 sqft

Financial details

Annual taxes$5,958
Tax year2026
Taxes w/ assessments5958
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$16,377Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,377

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,106/mo
Principal & interest$3,394
Property taxes$497
Home insurance (est.)$215
%
$129,180
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2168 1st Street, White Bear Lake, MN, 55110

Listing information

MLS #NST7128810
StatusActive
Last updatedSep 25, 2026, 11:35 PM
Originally listedAug 26, 2026, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.