Sold / Closed
$552,000

Sold price · Closed Aug 19, 2026

$135/sqft

2165 Mill Pond Drive

2165 Mill Pond Drive, Saint Cloud, MN, 56303
6  Bedrooms4  Bathrooms4,064  Square Feet0.38  Acres
Days on market35
Year built2005
Garage spaces3
HOA / month$600
TypeResidential
Est. $13,497buyer credit when you buy with SODL

About this home

This Mill Creek 2-story sure has a lot to offer! The home has 6 bedrooms and 4 baths and is situated on a lot with no backyard neighbors! The main floor offers a kitchen with updated stainless steel appliances and granite countertops, bamboo hardwood floors, walk-in pantry and is open to the informal dining area. There are also 10 ft ceilings on the main floor and a formal dining room too! A 2-sided gas fireplace sits between the living room and den plus a ½ bath, laundry and mudroom on the main floor for added convenience. The mudroom had 3 homework stations, 3 tiers of drawers and overhead cabinets for storage. There are 4 upper level bedrooms and a full bath. The primary bedroom has a full, private bath with a soaking tub and ceramic tile walk-in shower. The lower level is fully finished and has a great wet bar for entertaining! There is also a family room with 2nd gas fireplace, ¾ bath and two more bedrooms! There is a heated, triple garage with epoxied floors and a huge, fenced backyard with deck, storage shed, a garden area and it has underground sprinklers. The association offers a neighborhood park and in-ground swimming pool. Great location near Whitney Park, the Mississippi & Sauk River, St. St. Cloud Hospital, shopping, schools, and easy Hwy 15 access!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2005
LevelsTwo
Living area4,064 sqft
Above-grade finished2,764 sqft
Below-grade finished1,300 sqft
Lot size0.38 acres (85x193)
Days on market35
ListedJul 1, 2026
MLS #NST7102454
CountyStearns
Parcel #82486910007

Facts & features

Interior

Bedrooms
6
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Wall Oven, Washer, Water Softener Rented

Property

Levels / stories
Two
Garage
3 spaces · 28x34 · 952 sqft
Parking features
Attached Garage, Concrete, Heated Garage, Insulated Garage
Patio & porch
Deck, Front Porch, Patio
Exterior features
Stone, Metal
Pool
Below Ground, Shared

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,483 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2005

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

HOA
$600/annual
HOA name
Mill Creek Homeowners Assoc
HOA phone
3202506937
HOA includes
Other
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$7,596 (2026)
Listed
Jul 1, 2026
Days on market
35
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces2
LaundryMain Level, Sink
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Wall Oven, Washer, Water Softener Rented
DiningBreakfast Area, Informal Dining Room, Separate/Formal Dining Room
AmenitiesDeck, Exercise Room, Hardwood Floors, Patio, Security System, In-Ground Sprinkler, Tile Floors, Walk-In Closet
AccessibilityNone
Special features4 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorStone, Metal
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,483 sqft
Patio/porchDeck, Front Porch, Patio
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Heated Garage, Insulated Garage
Garage spaces3
Garage size952 sqft

Financial details

Annual taxes$7,596
Tax year2026
Taxes w/ assessments7596
Assessment pendingNo
HOA fee$600
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$13,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,306/mo
Principal & interest$2,890
Property taxes$633
Home insurance (est.)$183
HOA fees$600
%
$109,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2165 Mill Pond Drive, Saint Cloud, MN, 56303

Listing information

MLS #NST7102454
StatusClosed
Last updatedAug 19, 2026, 6:49 PM
Originally listedJul 6, 2026, 12:00 AM
Listing officeAgency North Real Estate, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.