Listed at
$399,900
$335/sqft

Geroys Lakeview Lts

21620 Fin Trail, Osakis, MN, 56360
3  Bedrooms2  Bathrooms1,193  Square Feet0.21  Acres
Days on market34
Year built1960
Garage spaces1
TypeResidential
Est. $8,997buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Welcome to your perfect lakeside escape on Lake Osakis—one of Central Minnesota’s most sought-after destinations for cabins, cottages, and year-round living. Located at 21620 Fin Trail in Osakis, this well-maintained home offers the ideal blend of comfort, recreation, and turnkey convenience. Being sold fully furnished, this property truly is move-in ready—right down to the extras. The garage is stocked with valuable additions, including a John Deere riding mower with a bagger, a paddleboard, tools, and even the dock. Just bring your suitcase and start enjoying lake life from day one. Inside, the home features warm hardwood flooring, two main-floor bedrooms, and a bright, inviting kitchen complete with a dishwasher. The living room is anchored by a large picture window that frames stunning lake views, creating a relaxing space to unwind in every season. Downstairs, you’ll find a third bedroom and a second bathroom—perfect for guests or extended family. Comfort is guaranteed year-round with forced-air heat and central air conditioning, making this home ideal whether it’s a summer getaway or a full-time residence. Step outside and experience one of the property’s standout features—a massive wrap-around deck (36' x 10' across the front and 20' x 10' along the side). This expansive outdoor space is perfect for everything from morning coffee to evening sunsets, offering panoramic views and endless opportunities to entertain or relax. The property also includes a back lot across the street, complete with a garden shed and a raised mound septic system that has been inspected and is fully compliant—adding both value and peace of mind. And of course, the lake itself is the star of the show. Enjoy excellent fishing right off your dock, with crappies and walleye commonly caught just steps from your door. Lake Osakis is renowned for its outstanding fishing and all-around recreation, making it a true destination for outdoor enthusiasts. This is more than just a home—it’s a place to relax, recharge, and create lasting memories. Your lake life starts here.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1960
LevelsOne
Living area1,193 sqft
Above-grade finished956 sqft
Below-grade finished237 sqft
Lot size0.21 acres (48 120 60 124)
Days on market34
ListedApr 25, 2026
MLS #NST7061926
CountyTodd
SubdivisionGeroys Lakeview Lts
Parcel #150059600

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Basement
Block · 237 sqft finished

Property

Levels / stories
One
Garage
1 space · 16 x 22 · 352 sqft
Parking features
Detached Garage
Exterior features
Vinyl
Waterfront
Lake Front
Lot size
0.21 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 956 sqft
Year built
1960

Utilities

Water
Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Propane

Community & HOA

Subdivision
Geroys Lakeview Lts
HOA
No HOA
School district
213 - Osakis
High school district
Osakis

Financial & listing details

Annual tax
$2,552 (2026)
Listed
Apr 25, 2026
Days on market
34 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementBlock
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
AccessibilityNone

Exterior & lot

ExteriorVinyl
FoundationBlock
Foundation area956 sqft
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer, Septic System Compliant - Yes
FuelPropane

Parking & garage

ParkingDetached Garage
Garage spaces1
Garage size352 sqft

Financial details

Annual taxes$2,552
Tax year2026
Taxes w/ assessments2552
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District213 - Osakis
District number213
District phone3208592191
High schoolOsakis
SODL flat fee brokerage
$8,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,448/mo
Principal & interest$2,102
Property taxes$213
Home insurance (est.)$133
%
$79,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

21620 Fin Trail, Osakis, MN, 56360

Comparable homes

Listing information

MLS #NST7061926
StatusClosed
Last updatedJun 5, 2026, 8:00 PM
Originally listedMay 1, 2026, 12:00 AM
Listing officeAlex Brokers Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.