Listed at
$565,000
$129/sqft

2161 Mill Pond Drive

2161 Mill Pond Drive, Saint Cloud, MN, 56303
5  Bedrooms4  Bathrooms4,364  Square Feet0.39  Acres
Days on market440
Year built2006
Garage spaces3
HOA / month$600
TypeResidential
Est. $13,950buyer credit when you buy with SODL
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About this home

Elevate your living experience in this executive level 2- story home postured in one of St. Cloud's most sought after locations that offers many lifestyle amenities you will appreciate. Features of the home are reflective of this being a model home for a local custom builder. Crafted with the way you live in mind, and entertaining- find formal and informal spaces that suit all of your gatherings. A two story foyer welcomes you and the front formal living room invites you to stay with a beautiful windowscape and French doors allowing for light from every direction. Enjoy formal dining with gorgeous light fixtures. Kitchen is more then you hoped with abundant granite counter space, large pantry, beautiful cherry cabinetry, and center island. Dinette for your everyday use, overlooks the deck and private back yard. Merging with kitchen, find the family room with beautiful views of back yard, a cozy fireplace and spectacular built in cabinets. Main floor also has a 1/2 bath and a large back mud room with access to a 3 stall garage, fully finished, with epoxied floors, storage and finished walls. Lower level is all about inside luxury- game room, work our area, galley bar, office ( or fifth bedroom), billiards area, and a place to enjoy your favorite movie or game. Lower level is at look out level and boasts a 3/4 bath and fantastic storage. Upper level unveils itself as more then what you expected. 4 same floor bedroom, a lofted hall, and full laundry room. The room sizes are incredible, each with walk in closets 9+ foot ceilings and a shared bath. Primary suite boasts double door entry, multiple closets, and a 4 fixture bathroom that includes a soaker tub and fully tiled shower. Mill Creek as a neighborhood offers a gorgeous pool and recreational area. Walking distance to Whitney Park, YMCA, River and much more. See professional photos for additional descriptions, and make a private showing appointment to fully appreciate.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2006
LevelsTwo
Living area4,364 sqft
Above-grade finished2,999 sqft
Below-grade finished1,365 sqft
Lot size0.39 acres (86x193x89x198)
Days on market440
ListedJul 15, 2025
MLS #NST6752907
CountyStearns
Parcel #82486910008

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s), Hot Water, Radiant Floor
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
3 spaces · 34 x 26 · 884 sqft
Parking features
Attached Garage, Concrete, Insulated Garage
Pool
Shared
Fencing
None
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Brick/Stone, Vinyl Siding
Foundation
1,411 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2006

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Electric
Circuit Breakers

Community & HOA

HOA
$600/annual
HOA name
Mill Creek Homeowners
HOA phone
320-250-6937
HOA includes
Other
School district
St. Cloud

Financial & listing details

Annual tax
$7,760 (2025)
Tax with assessments
7768.0000
Listed
Jul 15, 2025
Days on market
440 · 121 cumulative

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Pump
HeatingForced Air, Fireplace(s), Hot Water, Radiant Floor
CoolingCentral Air
Fireplaces2
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,411 sqft
Lot featuresMany Trees
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Concrete, Insulated Garage
Garage spaces3
Garage size884 sqft

Financial details

Annual taxes$7,760
Tax year2025
Taxes w/ assessments7768.0000
Assessment pendingNo
HOA fee$600
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number742
District phone320-253-9333
High schoolSt. Cloud
SODL flat fee brokerage
$13,950Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,950

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,404/mo
Principal & interest$2,969
Property taxes$647
Home insurance (est.)$188
HOA fees$600
%
$113,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2161 Mill Pond Drive, Saint Cloud, MN, 56303

Listing information

MLS #NST6752907
StatusActive
Last updatedNov 13, 2025, 4:20 PM
Originally listedJul 15, 2025, 7:29 PM
Listing officeVoigtJohnson

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.