Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,164 (2026).

What school district is this property in?

This property is in the 182 - Crosby-Ironton school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 67 days.

Listed at

$999,000

$367/sqft

Crosby Beach

21446 Beach Road, Deerwood, MN, 56444

3 Bedrooms2 Bathrooms2,720 Square Feet0.27 Acres

Days on market67

Year built1942

Garage spaces3

TypeResidential

Est. $26,970buyer credit when you buy with SODL

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About this home

Welcome To LAKE LIFE! Experience year-round tranquility on Serpent Lake in this exquisitely renovated 3-bedroom, 2-bathroom lake home, perfected by a large 2014 addition. Every detail was thoughtfully curated for simplicity and elegance, preserving the home's original charm while delivering maintenance-free luxury. Architectural features include new roof in 2023, refinished original oak flooring, Marvin windows and doors throughout, a solar self-closing skylight, and two cozy fireplaces. The gourmet kitchen and bathrooms feature Alder Cabinets and gorgeous honed granite countertops. The lower level expands your living space with a large entertainment area and a dedicated wine cellar. Designed for lakeside enjoyment, the exterior boasts a new roof (2023), a maintenance-free deck, and two patio spaces, including a private lake-facing retreat. ALL NEW RIPRAP WAS ADDED THIS SPRING! Your boating needs are covered with an attached, insulated, and heated 3-car garage, a custom fire pit, a water’s edge boat house, and an impressive brand NEW dock, all included. Enjoy an ideal location moments from the Cuyuna Mountain Bike Trails, local restaurants, shopping, and essential amenities like CRMC. This property is a rare find and must be seen in person to appreciate its full splendor. Extras to note: Brand New Aluminum With Poly Top Dock With Bench Seating To Stay, New Tankless Water Heater, Two Zones For Both The Furnace And AC, Laundry Area In The Primary Bathroom As Well As In The Lower Level. Updated Plumbing And Wiring, House Is Hardy Board Siding, Home Generator To Stay, In Floor Heat Primary Bedroom, Lower Level Flex Room Just Needing Ceiling Could Be A Great Theatre Room-Possibilities Are Endless! Knotty Pine Frames The Four Season Sun Room Which Steps Out Onto The New Maintenance Free Deck! Come For A Visit Leave calling this HOME for the summer!!!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1942

LevelsOne

Living area2,720 sqft

Above-grade finished2,720 sqft

Below-grade finished0 sqft

Lot size0.27 acres (90x285x85x325)

Days on market67

ListedApr 28, 2026

MLS #NST7063899

CountyCrow Wing

SubdivisionCrosby Beach

Parcel #71130551

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s), Zoned
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 36x26 · 948 sqft
Parking features: Attached Garage, Asphalt, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch: Composite Decking, Deck, Patio
Exterior features: Cement Board, Engineered Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block, Poured Concrete · 1,837 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1942

Utilities

Water: Well
Sewer: Private Sewer
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Crosby Beach
HOA: No HOA
School district: 182 - Crosby-Ironton
High school district: Crosby-Ironton

Financial & listing details

Annual tax: $4,164 (2026)
Tax with assessments: 2352
Listed: Apr 28, 2026
Days on market: 67 · 42 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Crawl Space, Daylight/Lookout Windows, Drain Tiled, Drainage System, Full, Storage Space, Sump Basket, Sump Pump, Unfinished

HeatingForced Air, Fireplace(s), Zoned

CoolingCentral Air

Fireplaces2

LaundryIn Basement, Other, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned

DiningInformal Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, French Doors, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Panoramic View, Security Lights, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorCement Board, Engineered Wood

RoofAge 8 Years or Less, Architectural Shingle

FoundationBlock, Poured Concrete

Foundation area1,837 sqft

Patio/porchComposite Decking, Deck, Patio

Lot featuresAccessible Shoreline, Tree Coverage - Medium

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces3

Garage size948 sqft

Financial details

Annual taxes$4,164

Tax year2026

Taxes w/ assessments2352

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District182 - Crosby-Ironton

District number182

District phone2185458801

High schoolCrosby-Ironton

SODL flat fee brokerage

$26,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $26,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,930/mo

Principal & interest$5,250

Property taxes$347

Home insurance (est.)$333

Down payment

$199,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.