Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $0 (2025).

What school district is this property in?

This property is in the 15 - St. Francis school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 1 day.

Sold / Closed

$538,545

Sold price · Closed May 15, 2026

$372/sqft

Sims Trail Crossing

21423 Cottonwood Street NW, Oak Grove, MN, 55448

3 Bedrooms2 Bathrooms1,430 Square Feet2.07 Acres

Days on market1

Year built2026

Garage spaces3

TypeResidential

Est. $12,945buyer credit when you buy with SODL

About this home

This is a pre-sold custom build. There are currently 2 additional 2 acre lots left in this neighborhood. Those lots would accommodate various floor plans, with a 6-8 month build time. An out building up to 1,800 sq ft is allowed on these lots.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2026

LevelsOne

Living area1,430 sqft

Above-grade finished1,430 sqft

Below-grade finished0 sqft

Lot size2.07 acres (xxx)

Days on market1

ListedJan 12, 2026

MLS #NST7007613

CountyAnoka

SubdivisionSims Trail Crossing

Parcel #123324440013

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, Freezer, Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 3 spaces · 30 x 20 · 600 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Patio
Exterior features: Vinyl
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 8 ft+ Pour · 1,430 sqft
Roof: Asphalt
Builder: STC HOMES
Year built: 2026

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Sims Trail Crossing
HOA: No HOA
School district: 15 - St. Francis
High school district: St. Francis

Financial & listing details

Annual tax: $0 (2025)
Listed: Jan 12, 2026
Days on market: 1
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryGas Dryer Hookup, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, Freezer, Microwave, Range, Refrigerator

DiningInformal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Kitchen Center Island, Primary Bedroom Walk-In Closet, Natural Woodwork, Washer/Dryer Hookup

AccessibilityNo Stairs External, No Stairs Internal

Special features3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofAsphalt

Foundation8 ft+ Pour

Foundation area1,430 sqft

Patio/porchPatio

Lot featuresTree Coverage - Medium

Road frontagePaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces3

Garage size600 sqft

Financial details

Annual taxes$0

Tax year2025

Taxes w/ assessments0

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District15 - St. Francis

District number15

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$12,945Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,945

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,502/mo

Principal & interest$2,793

Property taxes (est.)$532

Home insurance (est.)$177

Down payment

$106,300

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.