Listed at
$225,000
$259/sqft

Cic 716 Union Depot Lofts

214 4th Street #103, Saint Paul, MN, 55101
1  Bedrooms1  Bathroom868  Square Feet
Days on market342
Year built1918
ParkingAssigned
HOA / month$510
TypeResidential
Est. $3,750buyer credit when you buy with SODL
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About this home

Welcome to 214 4th St E, Unit 103—a stunning loft at Union Depot that perfectly blends historic character with modern comfort in the heart of Lowertown, Saint Paul. Just steps from the St. Paul Farmers Market, this sun-filled home features soaring 19-foot ceilings, oversized historic windows, and preserved architectural details that showcase the building’s storied past. The updated kitchen and high-efficiency HVAC system provide a clean, low-maintenance living environment, complemented by generous storage options including a pantry, utility room, and private storage unit. Enjoy the convenience of a spotless heated underground garage just steps from your door, a fitness room, a community room, and a rooftop deck with panoramic river bluff views—perfect for relaxing or entertaining. Outside, you are surrounded by the best of city living—local restaurants, shops, and The Lost Fox Café right across the street, with direct access to the Mississippi River Trail for morning jogs or evening walks. Only minutes from Battle Creek Park complete with wooded trails/mountain biking/cross-country skiing, downtown St. Paul, Kowalski’s, and just 15 minutes to the airport, this loft offers an unbeatable lifestyle that’s urban, connected, and effortlessly convenient.

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Home facts

Property typeResidential
Property subtypeLow Rise
Year built1918
LevelsTwo
Living area868 sqft
Above-grade finished868 sqft
Below-grade finished0 sqft
Lot size0 acres (0)
Days on market342
ListedOct 20, 2025
MLS #NST6806416
CountyRamsey
SubdivisionCic 716 Union Depot Lofts
Parcel #052822220062

Facts & features

Interior

Bedrooms
1
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories
Two
Parking features
Assigned, Contract Pkg Required, Multiple Garages, Underground
Lot dimensions
0
Accessibility
None
Road frontage
City Street
Parcel #
052822220062

Construction

Property type
Residential
Property subtype
Low Rise
Foundation
868 sqft
Year built
1918

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Cic 716 Union Depot Lofts
HOA
$510/month
HOA name
First Service Residential
HOA phone
9522772700
HOA includes
Building Exterior, Electricity, Lawn Care, Maintenance Grounds, Professional Mgmt, Sewer, Shared Amenities, Snow Removal, Water
HOA amenities
Concrete Floors & Walls, Elevator(s), Fire Sprinkler System, Other

Financial & listing details

Annual tax
$3,938 (2025)
Listed
Oct 20, 2025
Days on market
342
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
LaundryLaundry Room, Main Level, In Unit
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
DiningEat In Kitchen, Informal Dining Room
AmenitiesCity View, French Doors, Intercom System, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Laundry

Exterior & lot

Foundation area868 sqft
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAssigned, Contract Pkg Required, Multiple Garages, Underground
Garage spaces0

Financial details

Annual taxes$3,938
Tax year2025
Taxes w/ assessments3938
Assessment pendingUnknown
HOA fee$510
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2102
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$3,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,096/mo
Principal & interest$1,182
Property taxes$328
Home insurance (est.)$75
HOA fees$510
%
$45,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

214 4th Street #103, Saint Paul, MN, 55101

Listing information

MLS #NST6806416
StatusActive
Last updatedMar 12, 2026, 1:18 PM
Originally listedOct 22, 2025, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.