Listed at
$560,000
$367/sqft

Sims Trail Crossing

21349 Cottonwood Street, Oak Grove, MN, 55011
3  Bedrooms2  Bathrooms1,527  Square Feet2.1  Acres
Days on market98
Year built2026
Garage spaces4
TypeResidential
Est. $13,800buyer credit when you buy with SODL
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About this home

This split entry home is currently under construction, on a 2 acre cul de sac lot. It is the last home available in this community, Sims Trail Crossing. It includes 3 bedrooms, 2 baths, and a 4 car garage. It is set to be completed in September, and there is still time for you to come in and make interior selections (flooring, cabinets, paint color, fixtures, etc). The open concept kitchen features custom cabinetry, quartz countertops, tile backsplash, walk in pantry, and stainless steel appliances. The main floor features 10' ceilings, LVP flooring, an electric fireplace, and windows showcasing the private backyard views. *Photos from previous model of a different floor plan*

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsThree Level Split
Living area1,527 sqft
Above-grade finished1,527 sqft
Below-grade finished0 sqft
Lot size2.1 acres (xxx)
Days on market98
ListedJun 23, 2026
New constructionYes
MLS #NST7091483
CountyAnoka
SubdivisionSims Trail Crossing
Parcel #123324440011

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, Freezer, Microwave, Range, Refrigerator

Property

Levels / stories
Three Level Split
Garage
4 spaces · 38 x 24 · 836 sqft
Parking features
Attached Garage, Asphalt, Tuckunder Garage
Exterior features
Shakes, Vinyl
Fencing
None
Lot size
2.1 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 786 sqft
Roof
Asphalt
Builder
STC HOMES
New construction
Yes

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Sims Trail Crossing
HOA
No HOA
School district
15 - St. Francis
High school district
St. Francis

Financial & listing details

Annual tax
$0 (2026)
Listed
Jun 23, 2026
Days on market
98 · 197 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementDrain Tiled, Unfinished, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Gas Dryer Hookup, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, Freezer, Microwave, Range, Refrigerator
DiningInformal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Kitchen Center Island, Primary Bedroom Walk-In Closet, Natural Woodwork, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorShakes, Vinyl
RoofAsphalt
FoundationPoured Concrete
Foundation area786 sqft
Lot featuresTree Coverage - Medium
Road frontageCul De Sac, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Tuckunder Garage
Garage spaces4
Garage size836 sqft

Financial details

Annual taxes$0
Tax year2026
Taxes w/ assessments0
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District15 - St. Francis
District number15
District phone7637537040
High schoolSt. Francis
SODL flat fee brokerage
$13,800Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,800

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,690/mo
Principal & interest$2,943
Property taxes (est.)$560
Home insurance (est.)$187
%
$112,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

21349 Cottonwood Street, Oak Grove, MN, 55011

Listing information

MLS #NST7091483
StatusActive
Last updatedAug 26, 2026, 4:55 PM
Originally listedJun 23, 2026, 1:57 PM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.