Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,462 (2026).

What school district is this property in?

This property is in the 4 - McGregor school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 51 days.

Listed at

$449,900

$485/sqft

21328 496th Lane

21328 496th Lane, McGregor, MN, 55760

2 Bedrooms1 Bathroom928 Square Feet0.25 Acres

Days on market51

Year built1962

Garage spaces2

TypeResidential

Est. $10,497buyer credit when you buy with SODL

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About this home

Turnkey year-round 2-bedroom, 1-bath cabin on beautiful Big Sandy Lake. This meticulously maintained property comes fully furnished, including all furniture, décor, lawn tools, and firewood, making it truly move-in ready. Features include tongue-and-groove pine throughout, new appliances in 2019, and a comfortable 4-season porch with a sleeper sofa for additional guests. Enjoy stunning lake views, a lakeside fire pit, a large sandy beach play area, and a prime location for viewing the annual July 4th fireworks. The asphalt driveway adds convenience, while the cabin's clean condition and quality furnishings make it the perfect lake retreat for year-round enjoyment.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1962

LevelsOne

Living area928 sqft

Above-grade finished928 sqft

Below-grade finished0 sqft

Lot size0.25 acres (126x130x54x168x148)

Days on market51

ListedJul 10, 2026

MLS #NST7106471

CountyAitkin

Parcel #290039700

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Baseboard, Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Exhaust Fan, Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 22x20 · 440 sqft
Parking features: Detached Garage, Asphalt, Open
Patio & porch: Deck
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 928 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1962

Utilities

Water: Private, Sand Point, Well
Sewer: Holding Tank, Private Sewer
Fuel: Electric, Propane
Electric: 100 Amp Service

Community & HOA

HOA: No HOA
School district: 4 - McGregor
High school district: McGregor

Financial & listing details

Annual tax: $2,462 (2026)
Listed: Jul 10, 2026
Days on market: 51 · 15 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard, Forced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

AppliancesExhaust Fan, Microwave, Range, Refrigerator

DiningEat In Kitchen

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Natural Woodwork, Vaulted Ceiling(s)

AccessibilityNone

Special featuresAll Living Facilities on One Level

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area928 sqft

Patio/porchDeck

Lot featuresTree Coverage - Light

Road frontageNo Outlet/Dead End, Paved Streets, Township

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate, Sand Point, Well

SewerHolding Tank, Private Sewer

FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Asphalt, Open

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$2,462

Tax year2026

Taxes w/ assessments2462

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District4 - McGregor

District number4

District phone2187682111

High schoolMcGregor

SODL flat fee brokerage

$10,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,720/mo

Principal & interest$2,364

Property taxes$205

Home insurance (est.)$150

Down payment

$89,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.