Listed at
$925,000
$253/sqft

Monterey Heights

21115 Ridgewood Trail, Lakeville, MN, 55044
4  Bedrooms3  Bathrooms3,661  Square Feet0.57  Acres
Days on market248
Year built2004
Garage spaces3
HOA / month$750
TypeResidential
Est. $24,750buyer credit when you buy with SODL
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About this home

Stunning custom-designed home set on a private lot overlooking serene trees and protected wetlands in the highly desirable Monterey Heights neighborhood. This exceptional residence offers one-level living at its finest, highlighted by a light-filled Great Room featuring a beautiful fireplace with custom built-ins. The gourmet kitchen is ideal for both everyday living and entertaining, offering an abundance of cabinetry, a spacious center island, double ovens, and generous space for family and guests. Just off the kitchen, you'll find a walk-in pantry, main-floor laundry, and a well-designed drop zone complete with a large closet, bench, and hooks. Adjacent to the dining area, a charming sitting space invites you to relax and take in the picturesque views of the yard and surrounding open space. Step out to the vaulted screened porch-perfect for enjoying peaceful mornings or evening gatherings. The spacious primary suite features private views and a luxurious bath with a walk-in shower, separate jetted tub, and large walk-in closet. A wide staircase leads to the walkout lower level, where you'll find radiant heated floors throughout, a welcoming family room with fireplace, a convenient wet bar with ample cabinetry, an exercise or flex room, three additional bedrooms, and a full bath. Just outside the family room, a beautiful paver patio provides the perfect outdoor retreat. The garage is insulated and has 2 floor drains as is wired for an electric charger. Seller is leaving exercise equipment in Flex Room.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2004
LevelsOne
Living area3,661 sqft
Above-grade finished2,149 sqft
Below-grade finished1,512 sqft
Lot size0.57 acres (62x94x143x160x163)
Days on market248
ListedJan 23, 2026
MLS #NST7011864
CountyScott
SubdivisionMonterey Heights
Parcel #040890140

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 768 sqft
Parking features
Attached Garage, Concrete, Floor Drain, Garage Door Opener
Patio & porch
Porch, Screened
Fencing
None
Lot size
0.57 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
2,149 sqft
Roof
Age 8 Years or Less
Year built
2004

Utilities

Water
Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes, Shared Septic
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Monterey Heights
HOA
$750/annual
HOA name
Self managed
HOA phone
6519556665
HOA includes
Other
School district
Lakeville

Financial & listing details

Annual tax
$8,434 (2025)
Tax with assessments
8834
Listed
Jan 23, 2026
Days on market
248
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Concrete, Walkout
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces2
LaundryLaundry Room, Main Level
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesHardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Panoramic View, In-Ground Sprinkler, Wet Bar, Walk-In Closet
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAge 8 Years or Less
Foundation area2,149 sqft
Patio/porchPorch, Screened
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer, Septic System Compliant - Yes, Shared Septic
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Garage Door Opener
Garage spaces3
Garage size768 sqft

Financial details

Annual taxes$8,434
Tax year2025
Taxes w/ assessments8834
Assessment pendingUnknown
HOA fee$750
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number937
District phone9522322000
High schoolLakeville
SODL flat fee brokerage
$24,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $24,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,622/mo
Principal & interest$4,861
Property taxes$703
Home insurance (est.)$308
HOA fees$750
%
$185,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

21115 Ridgewood Trail, Lakeville, MN, 55044

Listing information

MLS #NST7011864
StatusActive
Last updatedFeb 23, 2026, 4:10 PM
Originally listedJan 23, 2026, 9:53 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.