Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,468 (2026).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 222 days.

Listed at

$199,900

$95/sqft

Village/Elbow Lake

211 1st Street, Elbow Lake, MN, 56531

5 Bedrooms2 Bathrooms2,112 Square Feet0.117 Acres

Days on market222

Year built2000

Garage spaces2

TypeResidential

Est. $2,997buyer credit when you buy with SODL

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About this home

Welcome home to this well maintained 5 bedroom, 2 bath split-level located in Elbow Lake. The upper level offers a bright, open-concept layout with the living room, kitchen, and dining area flowing together—perfect for everyday living and entertaining. This level also features three bedrooms and a full bathroom. Downstairs, you’ll find a spacious family room, two additional bedrooms, a full bathroom, and a laundry area, providing plenty of space for guests, hobbies, or a home office. An attached garage is ideal for Minnesota winters and extra storage. A great opportunity for comfortable living just two blocks from downtown.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2000

LevelsSplit Entry (Bi-Level)

Living area2,112 sqft

Above-grade finished1,056 sqft

Below-grade finished1,056 sqft

Lot size0.117 acres (65x80)

Days on market222

ListedFeb 19, 2026

MLS #NST7021041

CountyGrant

SubdivisionVillage/Elbow Lake

Parcel #190044000

Facts & features

Interior

Bedrooms: 5
Bathrooms: 2
Bath breakdown: 2 full
Heating: Baseboard, In-Floor Heating
Cooling: Window Unit(s)
Appliances: Cooktop, Dishwasher, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Attached Garage
Fencing: Vinyl
Other structures: Garage(s)
Lot size: 0.117 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: 1,056 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2000

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric
Electric: Circuit Breakers, 100 Amp Service, 200+ Amp Service

Community & HOA

Subdivision: Village/Elbow Lake
HOA: No HOA
School district: West Central Area

Financial & listing details

Annual tax: $3,468 (2026)
Listed: Feb 19, 2026
Days on market: 222 · 29 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementEgress Window(s), Finished, Sump Pump, Wood

HeatingBaseboard, In-Floor Heating

CoolingWindow Unit(s)

LaundryElectric Dryer Hookup, Washer Hookup

AppliancesCooktop, Dishwasher, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesDeck, Kitchen Center Island

AccessibilityNone

Special featuresDivided Bdr Flr Plan

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,056 sqft

Lot featuresCorner Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$3,468

Tax year2026

Taxes w/ assessments3468

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1123

District phone3205282650

High schoolWest Central Area

SODL flat fee brokerage

$2,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,406/mo

Principal & interest$1,051

Property taxes$289

Home insurance (est.)$67

Down payment

$39,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.