Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,604 (2026).

What school district is this property in?

This property is in the 332 - Mora school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 8 days.

Listed at

$250,000

$131/sqft

Lone Pine Shores

2109 Timber Ridge Lane #3, Mora, MN, 55051

2 Bedrooms1 Bathroom1,908 Square Feet0.177 Acres

Days on market8

Year built1986

Garage spaces2

TypeResidential

Est. $4,500buyer credit when you buy with SODL

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About this home

Lakefront living with tons of potential! This 2-bedroom, 1-bath home offers a peaceful wooded setting, beautiful water views, and plenty of character inside and out. Recent improvements include new flooring, fresh paint throughout the upper level, updated light fixtures, and a newly added lower-level egress window. The main living area features warm wood accents, large windows that bring in natural light and showcase the surrounding scenery, plus a charming wood-burning stove with stone surround. Step outside to enjoy the expansive lakeside deck, mature trees, and a path leading down to the water. The lower level offers additional space and flexibility to make your own. Whether you're looking for a year-round home, weekend lake getaway, or an opportunity to add your personal touches and build equity, this property is ready for its next chapter!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1986

LevelsOne

Living area1,908 sqft

Above-grade finished1,105 sqft

Below-grade finished803 sqft

Lot size0.177 acres (63x247x85x203)

Days on market8

ListedAug 21, 2026

MLS #NST7129657

CountyKanabec

SubdivisionLone Pine Shores

Parcel #120266000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: None
Appliances: Dryer, Gas Water Heater, Water Filtration System, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 26x24 · 623 sqft
Parking features: Detached Garage, Gravel, Electric, Storage
Patio & porch: Deck, Porch
Exterior features: Wood
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,105 sqft
Year built: 1986

Utilities

Water: Private, Well
Sewer: Other
Fuel: Propane
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Lone Pine Shores
HOA: No HOA
School district: 332 - Mora
High school district: Mora

Financial & listing details

Annual tax: $4,604 (2026)
Tax with assessments: 4754
Listed: Aug 21, 2026
Days on market: 8 · 3 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Drainage System, Egress Window(s), Walkout

HeatingForced Air

CoolingNone

Fireplaces1

LaundryLower Level

AppliancesDryer, Gas Water Heater, Water Filtration System, Range, Refrigerator, Washer

AmenitiesCeiling Fan(s), Deck, Main Floor Primary Bedroom, Porch, Panoramic View, Sun Room

AccessibilityWheelchair Ramp(s)

Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorWood

FoundationBlock

Foundation area1,105 sqft

Patio/porchDeck, Porch

Lot featuresAccessible Shoreline

ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate, Well

SewerOther

FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Electric, Storage

Garage spaces2

Garage size623 sqft

Financial details

Annual taxes$4,604

Tax year2026

Taxes w/ assessments4754

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District332 - Mora

District number332

District phone3206796200

High schoolMora

SODL flat fee brokerage

$4,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,781/mo

Principal & interest$1,314

Property taxes$384

Home insurance (est.)$83

Down payment

$50,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.