Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,678 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$224,900

$132/sqft

Centennial

2105 Centennial Drive, Saint Cloud, MN, 56303

3 Bedrooms2 Bathrooms1,701 Square Feet0.22 Acres

Days on market0

Year built1962

Garage spaces1

TypeResidential

Est. $3,747buyer credit when you buy with SODL

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About this home

Beautifully updated and move-in ready, this rambler features a completely remodeled kitchen with stainless steel appliances, fresh paint, and updated flooring. The main level offers three bedrooms, an updated bathroom, and a spacious living room with newer trim for a clean, modern feel. The lower level provides exceptional extra space with a large family room, separate game room, and a big storage/laundry room—perfect for hobbies, organization, or future expansion. Major updates include a newer roof and newer furnace. Also features metal siding on both the house and garage for long-lasting durability. The oversized single garage includes a fantastic 3-season porch off the side, ideal for relaxing or entertaining. Located in the highly desirable Centennial neighborhood, you’ll enjoy being close to parks, schools, and all the conveniences of the area. A well-maintained, thoughtfully updated home in a great location—ready for its next owner.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1962

LevelsOne

Living area1,701 sqft

Above-grade finished988 sqft

Below-grade finished713 sqft

Lot size0.22 acres (80x120)

Days on market0

ListedOct 16, 2026

MLS #NST7101697

CountyStearns

SubdivisionCentennial

Parcel #82451530000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 14x22 · 308 sqft
Parking features: Detached Garage
Patio & porch: Enclosed
Exterior features: Metal
Lot size: 0.22 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 988 sqft
Roof: Age 8 Years or Less
Year built: 1962

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Centennial
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,678 (2026)
Listed: Oct 16, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFull

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorMetal

RoofAge 8 Years or Less

FoundationPoured Concrete

Foundation area988 sqft

Patio/porchEnclosed

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size308 sqft

Financial details

Annual taxes$2,678

Tax year2026

Taxes w/ assessments2678

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$3,747Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,747

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,480/mo

Principal & interest$1,182

Property taxes$223

Home insurance (est.)$75

Down payment

$44,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.