Does this property have an HOA?

Yes. The HOA fee is $300 per month.

What are the annual property taxes?

Annual property taxes are $10,470.9 (2026).

What school district is this property in?

This property is in the 15 - St. Francis school district.

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property was listed for 12 days.

Sold / Closed

$1,070,000

Sold price · Closed May 4, 2026

$228/sqft

NICHOLAS SOUTH BAY EST

21000 Kerry Street NW, Oak Grove, MN, 55011

3 Bedrooms4 Bathrooms4,885 Square Feet2.62 Acres

Days on market12

Year built2005

Garage spaces6

HOA / month$300

TypeResidential

Est. $30,450buyer credit when you buy with SODL

About this home

Take a look at this meticulously maintained custom rambler on Lake George nestled on a quiet cul-de-sac, this exceptional lake home offers stunning views, quality craftsmanship, and countless upgrades throughout. Enjoy true lake living with a sand beach, boat house, and beautifully landscaped setting. This fully finished home features 3 bedrooms and 4 bathrooms, with rich cherry wood cabinetry and suppeli wood flooring adding warmth and elegance throughout. The spacious primary suite overlooks the lake and includes dual sinks, a jetted tub, walk-in shower, and an oversized walk-in closet. The kitchen is beautifully appointed with bronze appliances and granite countertops throughout, offering both style and functionality. The main level also features a cozy living room with a brick-surround gas fireplace, a dedicated in-home office with built-ins, enjoy a relaxing sunroom with a vaulted cedar ceiling surrounded by windows attached to a a relaxing 4-season porch with a fireplace—perfect for enjoying peaceful sunrises and evening sunsets over the water. The lower level is designed for entertaining, featuring a large family room with a second gas fireplace, a full wet bar, a theater room with projector and reclining seating, a full bathroom with jetted tub, and an additional flex room ideal for a gym, playroom, or lounge. In-floor heat runs throughout the basement and both garages for year-round comfort. Car enthusiasts and hobbyists will love the oversized, heated, and insulated 4-car garage with epoxy flooring, plus an additional 22x30 attached garage/shop with a 12’ overhead door—perfect for storing a camper or recreational vehicles. Additional highlights include a newer 300’ asphalt driveway leading to the lake, complete with parking and utility hookups for campers. This home offers the perfect blend of luxury, comfort, and lakefront living—ideal for both everyday living and entertaining. Don’t miss this rare opportunity on Lake George!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2005

LevelsOne

Living area4,885 sqft

Above-grade finished2,536 sqft

Below-grade finished2,349 sqft

Lot size2.62 acres (irregular)

Days on market12

ListedMar 25, 2026

MLS #NST7037601

CountyAnoka

SubdivisionNICHOLAS SOUTH BAY EST

Parcel #163324230006

Facts & features

Interior

Bedrooms: 3
Bathrooms: 4
Bath breakdown: 2 full / 2 half
Heating: Boiler, Forced Air, Fireplace(s), In-Floor Heating, Radiant
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Electronic Air Filter, Exhaust Fan, Freezer, Humidifier, Water Filtration System, Iron Filter, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 6 spaces · 44x27 22x30 · 1,848 sqft
Parking features: Attached Garage, Asphalt, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage, RV Access/Parking
Exterior features: Stone, Fiber Board, Shakes, Vinyl
Other structures: Boat House, Other, Storage Shed
View: Lake, North

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 8 ft+ Pour · 2,536 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 2005

Utilities

Water: Drilled, Well
Sewer: Mound Septic, Private Sewer
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: NICHOLAS SOUTH BAY EST
HOA: $300/annual
HOA name: Nicholas' South Bay Estates Homeowners Association
HOA phone: 7634430496
HOA includes: Water
School district: 15 - St. Francis

Financial & listing details

Annual tax: $10,470.9 (2026)
Listed: Mar 25, 2026
Days on market: 12
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths0

Half baths2

1/4 baths0

BasementDrain Tiled, Drainage System, Finished, Concrete, Sump Pump, Walkout

HeatingBoiler, Forced Air, Fireplace(s), In-Floor Heating, Radiant

CoolingCentral Air

Fireplaces3

AppliancesAir-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Electronic Air Filter, Exhaust Fan, Freezer, Humidifier, Water Filtration System, Iron Filter, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned

DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Separate/Formal Dining Room

AmenitiesCable, Ceiling Fan(s), Deck, Dock, Ethernet Wired, French Doors, Hardwood Floors, Local Area Network, Primary Bedroom Walk-In Closet, Patio, Paneled Doors, Porch, Security System, In-Ground Sprinkler, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Fiber Board, Shakes, Vinyl

RoofAge 8 Years or Less, Asphalt, Pitched

Foundation8 ft+ Pour

Foundation area2,536 sqft

Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Medium

Road frontageCity Street, Cul De Sac, Curbs, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well

SewerMound Septic, Private Sewer

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage, RV Access/Parking

Garage spaces6

Garage size1,848 sqft

Financial details

Annual taxes$10,470.9

Tax year2026

Taxes w/ assessments10470.9

Assessment pendingUnknown

HOA fee$300

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District15 - St. Francis

District number15

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$30,450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $30,450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$7,404/mo

Principal & interest$5,860

Property taxes$873

Home insurance (est.)$372

HOA fees$300

Down payment

$223,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.