Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,230 (2026).

What school district is this property in?

This property is in the 332 - Mora school district.

How long has this property been on the market?

This property has been listed for 29 days.

Listed at

$400,000

$233/sqft

Grays Sub

2097 Peninsula Drive, Mora, MN, 55051

4 Bedrooms2 Bathrooms1,720 Square Feet0.544 Acres

Days on market29

Year built1998

ParkingGravel

TypeResidential

Est. $9,000buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Enjoy a unique Knife Lake setting with approximately 230 feet of shoreline on a private peninsula offering water views and plenty of space to enjoy lake life. This 4-bedroom home features a beautiful stone wood-burning fireplace, additional loft space, two docks, and a lakeside patio overlooking the water. Knife Lake offers full recreational enjoyment, great fishing, and even the opportunity to boat to nearby restaurants. If you're looking for a lakeside getaway, this property offers a setting that is difficult to duplicate. Explore the 3D tour, then schedule your private showing to experience the property and lake setting in person.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1998

LevelsOne and One Half

Living area1,720 sqft

Above-grade finished1,720 sqft

Below-grade finished0 sqft

Lot size0.544 acres (Irregular)

Days on market29

ListedAug 18, 2026

MLS #NST7128304

CountyKanabec

SubdivisionGrays Sub

Parcel #100253500

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Fireplace(s), In-Floor Heating
Cooling: Window Unit(s)
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Parking features: Gravel
Patio & porch: Porch, Screened
Exterior features: Block
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete
Foundation: Block · 1,200 sqft
Roof: Age Over 8 Years, Metal
Year built: 1998

Utilities

Water: Shared System, Well
Sewer: Holding Tank, Private Sewer, Septic System Compliant - Yes
Fuel: Electric
Electric: 150 Amp Service

Community & HOA

Subdivision: Grays Sub
HOA: No HOA
School district: 332 - Mora
High school district: Mora

Financial & listing details

Annual tax: $5,230 (2026)
Tax with assessments: 5380
Listed: Aug 18, 2026
Days on market: 29 · 158 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementNone

HeatingFireplace(s), In-Floor Heating

CoolingWindow Unit(s)

Fireplaces1

LaundryLaundry Room, Main Level, Sink

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesDeck, Dock, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Panoramic View, Tile Floors, Vaulted Ceiling(s)

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorBlock

RoofAge Over 8 Years, Metal

FoundationBlock

Foundation area1,200 sqft

Patio/porchPorch, Screened

Lot featuresAccessible Shoreline, Irregular Lot, Island/Peninsula, Tree Coverage - Medium

Road frontageTownship, Unimproved

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceShared System, Well

SewerHolding Tank, Private Sewer, Septic System Compliant - Yes

FuelElectric

Parking & garage

ParkingGravel

Garage spaces0

Financial details

Annual taxes$5,230

Tax year2026

Taxes w/ assessments5380

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District332 - Mora

District number332

District phone3206796200

High schoolMora

SODL flat fee brokerage

$9,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,671/mo

Principal & interest$2,102

Property taxes$436

Home insurance (est.)$133

Down payment

$80,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.