Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,682 (2026).

What school district is this property in?

This property is in the 31 - Bemidji school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property was listed for 80 days.

Sold / Closed

$635,000

Sold price · Closed Aug 31, 2026

$300/sqft

20944 Gold Coast Road NW

20944 Gold Coast Road NW, Bemidji, MN, 56601

3 Bedrooms2 Bathrooms2,200 Square Feet4.6 Acres

Days on market80

Year built1975

Garage spaces4

TypeResidential

Est. $16,770buyer credit when you buy with SODL

About this home

Updated 4BR/2BA home is located only a few feet from one of our prettiest local lakes! This property is all about easy lake living, featuring a convenient all-main-floor layout. You’re just steps away from the water here, with 250' of private shoreline to enjoy. Think swimming, kayaking, or just sitting by the water. The huge lakeside deck is so close to the water the owner has caught fish off it. This deck provides plenty of room for hosting family get-togethers and weekend guests. Large heated detached garage keeps you warm while working on projects, and the 30x50 pole shed keeps all your trailers, boats, and gear safe and dry. Lake Julia is loved for its quiet, tranquil vibes and great fishing. It’s the perfect spot to settle in and enjoy northern Minnesota sunrises.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1975

LevelsOne

Living area2,200 sqft

Above-grade finished2,200 sqft

Below-grade finished0 sqft

Lot size4.6 acres (250 X 800)

Days on market80

ListedMay 13, 2026

MLS #NST7073286

CountyBeltrami

Parcel #110016900

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Baseboard, Forced Air, Hot Water
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 4 spaces · 1,056 sqft
Parking features: Attached Garage, Detached Garage, Concrete
Patio & porch: Deck, Front Porch, Wrap Around
Exterior features: Wood
Other structures: Pole Building

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,720 sqft
Roof: Asphalt
Year built: 1975

Utilities

Water: 4-Inch Submersible, Private, Well
Sewer: Private Sewer
Fuel: Electric, Propane, Wood

Community & HOA

HOA: No HOA
School district: 31 - Bemidji
High school district: Bemidji

Financial & listing details

Annual tax: $4,682 (2026)
Listed: May 13, 2026
Days on market: 80
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Crawl Space

HeatingBaseboard, Forced Air, Hot Water

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AccessibilityNo Stairs Internal, Partially Wheelchair

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationBlock

Foundation area1,720 sqft

Patio/porchDeck, Front Porch, Wrap Around

Lot featuresAccessible Shoreline

Road frontagePrivate Road

Road responsibilityRoad Maintenance Agreement

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Private, Well

SewerPrivate Sewer

FuelElectric, Propane, Wood

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete

Garage spaces4

Garage size1,056 sqft

Financial details

Annual taxes$4,682

Tax year2026

Taxes w/ assessments4682

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District31 - Bemidji

District number31

District phone2183333100

High schoolBemidji

SODL flat fee brokerage

$16,770Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,770

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,073/mo

Principal & interest$3,463

Property taxes$390

Home insurance (est.)$220

Down payment

$131,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.