Listed at
$496,500
$172/sqft

Chestnut Creek

20924 Hardwood Road, Forest Lake, MN, 55025
5  Bedrooms3  Bathrooms2,887  Square Feet0.46  Acres
Days on market315
Year built2019
Garage spaces2
HOA / month$150
TypeResidential
Est. $11,895buyer credit when you buy with SODL
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About this home

Welcome to this beautifully updated 5-bedroom, 3-bathroom home nestled on a quiet, tree-lined street in the heart of Forest Lake. Offering nearly 2,900 sq. ft. of thoughtfully designed living space, this property combines modern comfort with a warm, inviting feelStep inside to a bright and open main level featuring vaulted ceilings, large windows, and seamless flow between the living room, dining area, and kitchen—perfect for everyday living and entertaining. The kitchen offers ample cabinetry, generous counter space, and easy access to the deck for summer grilling. The spacious primary suite provides a private retreat with a walk-in closet and en-suite bath. Two additional bedrooms on the main floor give plenty of flexibility for family, guests, or office space.The finished lower level expands your living options with a large family room, two more bedrooms, a full bath, and walkout access to the backyard. Whether you imagine a media room, game area, or guest suite, the layout adapts to your lifestyle. Outside, enjoy a generous yard with mature trees, a deck for relaxation, and space to play, garden, or entertain with pond views. Located close to parks, schools, Forest Lake’s amenities, and easy access to major roadways, this home blends convenience with peaceful suburban living. Move-in ready and meticulously maintained—this is the Forest Lake home you’ve been waiting for!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2019
LevelsSplit Entry (Bi-Level)
Living area2,887 sqft
Above-grade finished1,644 sqft
Below-grade finished1,243 sqft
Lot size0.46 acres (65x318x68x300)
Days on market315
ListedNov 14, 2025
MLS #NST6818230
CountyWashington
SubdivisionChestnut Creek
Parcel #2103221110009

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
3 full
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Dryer, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 20x26 · 520 sqft
Parking features
Attached Garage, Asphalt, Heated Garage, Insulated Garage
Fencing
None
Waterfront
Pond
Lot size
0.46 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Vinyl Siding
Foundation
1,256 sqft
Roof
Age 8 Years or Less
Year built
2019

Utilities

Water
City Water/Connected, City Water - In Street
Sewer
City Sewer/Connected, City Sewer - In Street
Electric
Circuit Breakers

Community & HOA

Subdivision
Chestnut Creek
HOA
$150/annual
HOA name
Gaughan Association Management
HOA phone
612-238-4400
HOA includes
Professional Mgmt
School district
Forest Lake

Financial & listing details

Annual tax
$4,743 (2025)
Tax with assessments
4746.0000
Listed
Nov 14, 2025
Days on market
315 · 16 cumulative

Interior details

Total bathrooms3
Full baths3
3/4 baths0
Half baths0
1/4 baths0
BasementFinished, Full, Sump Pump
HeatingForced Air
CoolingCentral Air
AppliancesCooktop, Dishwasher, Dryer, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less
Foundation area1,256 sqft
Lot featuresSome Trees
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, City Water - In Street
SewerCity Sewer/Connected, City Sewer - In Street

Parking & garage

ParkingAttached Garage, Asphalt, Heated Garage, Insulated Garage
Garage spaces2
Garage size520 sqft

Financial details

Annual taxes$4,743
Tax year2025
Taxes w/ assessments4746.0000
Assessment pendingNo
HOA fee$150
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number831
District phone651-982-8103
High schoolForest Lake
SODL flat fee brokerage
$11,895Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,895

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,320/mo
Principal & interest$2,609
Property taxes$395
Home insurance (est.)$166
HOA fees$150
%
$99,300
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20924 Hardwood Road, Forest Lake, MN, 55025

Listing information

MLS #NST6818230
StatusActive
Last updatedDec 5, 2025, 2:28 AM
Originally listedNov 17, 2025, 6:00 AM
Listing officeReal Broker, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.