Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,694 (2025).

What school district is this property in?

This property is in the 2137 - Kingsland school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 48 days.

Listed at

$189,900

$127/sqft

Billings & Cummings Add

209 W Jefferson Street, Spring Valley, MN, 55975

3 Bedrooms2 Bathrooms1,492 Square Feet0.2 Acres

Days on market48

Year built1912

Garage spaces2

TypeResidential

Est. $2,697buyer credit when you buy with SODL

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About this home

This charming 3-bedroom, 2-bathroom home offers a lot of character, comfortable space, and a price point that is hard to beat. Inside, you will find original woodwork, crown molding, hardwood floors, and a formal dining area that gives the home a warm, classic feel. All 3 bedrooms are on one level, and each one feels spacious and easy to furnish. Forced air heat and central air help keep things comfortable through every season. Enjoy extra living space in the enclosed front porch and enclosed rear porch, perfect for morning coffee, hobbies, or a quiet place to unwind. Outside, the aluminum siding adds easy upkeep, and the oversized 2-car garage gives you plenty of room for parking, storage, or projects. The layout feels practical and welcoming, whether you are buying your first home or downsizing. If you have been looking for a solid home with charm and value, this one is worth a closer look. Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1912

LevelsOne and One Half

Living area1,492 sqft

Above-grade finished1,492 sqft

Below-grade finished0 sqft

Lot size0.2 acres (60x120)

Days on market48

ListedMay 8, 2026

MLS #NST7069501

CountyFillmore

SubdivisionBillings & Cummings Add

Parcel #360471000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 672 sqft
Parking features: Detached Garage
Patio & porch: Enclosed, Front Porch, Rear Porch
Exterior features: Aluminum Siding
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame, Stone
Foundation: Stone · 784 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1912

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Billings & Cummings Add
HOA: No HOA
School district: 2137 - Kingsland
High school district: Kingsland

Financial & listing details

Annual tax: $1,694 (2025)
Listed: May 8, 2026
Days on market: 48
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementUnfinished

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Porch, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorAluminum Siding

RoofAge Over 8 Years, Asphalt

FoundationStone

Foundation area784 sqft

Patio/porchEnclosed, Front Porch, Rear Porch

Lot featuresTree Coverage - Light

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$1,694

Tax year2025

Taxes w/ assessments1694

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2137 - Kingsland

District number2137

District phone5073467276

High schoolKingsland

SODL flat fee brokerage

$2,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,202/mo

Principal & interest$998

Property taxes$141

Home insurance (est.)$63

Down payment

$37,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.