Listed at
$489,999
$188/sqft

20899 Hardwood Road

20899 Hardwood Road, Forest Lake, MN, 55025
4  Bedrooms3  Bathrooms2,601  Square Feet0.3  Acres
Days on market207
Year built2020
Garage spaces2
HOA / month$150
TypeResidential
Est. $11,700buyer credit when you buy with SODL
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About this home

Built in 2020, this well-maintained 4-bedroom, 3-bath home offers 2,600 finished square feet with a functional open-concept layout. The kitchen features stainless steel appliances, a large center island, and ample cabinet space, opening to the dining area and living room with a gas fireplace. Step outside to a deck overlooking a peaceful pond lot, ideal for grilling, relaxing, or entertaining. Located in Forest Lake near schools, parks, and the lake, with convenient access to I-35 for an easy commute to the Twin Cities. Move-in ready and a great opportunity in a growing community.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2020
LevelsTwo
Living area2,601 sqft
Above-grade finished2,601 sqft
Below-grade finished0 sqft
Lot size0.3 acres (69x446x375)
Days on market207
ListedMar 5, 2026
MLS #NST7031840
CountyWashington
Parcel #2103221110040

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories
Two
Garage
2 spaces · 441 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Lot size
0.3 acres
Lot dimensions
69x446x375
Lot features
Irregular Lot

Construction

Property type
Residential
Property subtype
Single Family
Foundation
1,128 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2020

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

HOA
$150/annual
HOA name
Gaughn
HOA phone
6122384400
HOA includes
Other
School district
Forest Lake

Financial & listing details

Annual tax
$5,302 (2026)
Listed
Mar 5, 2026
Days on market
207 · 131 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementWalkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesAir-To-Air Exchanger, Dishwasher, Microwave, Range, Refrigerator
AmenitiesKitchen Center Island, Kitchen Window, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level, 4 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,128 sqft
Lot featuresIrregular Lot
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces2
Garage size441 sqft

Financial details

Annual taxes$5,302
Tax year2026
Taxes w/ assessments5302
Assessment pendingUnknown
HOA fee$150
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2288
District phone6519828103
High schoolForest Lake
SODL flat fee brokerage
$11,700Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,700

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,330/mo
Principal & interest$2,575
Property taxes$442
Home insurance (est.)$163
HOA fees$150
%
$98,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20899 Hardwood Road, Forest Lake, MN, 55025

Listing information

MLS #NST7031840
StatusActive
Last updatedApr 8, 2026, 6:15 PM
Originally listedMar 6, 2026, 7:22 AM
Listing officeCall It Closed International Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.