Listed at
$485,000
$171/sqft

Chestnut Creek

20885 Hardwood Road, Forest Lake, MN, 55025
4  Bedrooms3  Bathrooms2,840  Square Feet0.674  Acres
Days on market236
Year built2017
Garage spaces2
HOA / month$125
TypeResidential
Est. $11,550buyer credit when you buy with SODL
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About this home

Welcome to this beautifully designed home featuring an open floor plan with 4 bedrooms and 3 bathrooms, abundant natural sunlight and thoughtful finishes throughout. The main level features hardwood flooring, vaulted ceilings and tasteful color choices. The open kitchen is both functional and stylish offering granite countertops, stainless steel appliances, a spacious 7-foot granite island/breakfast bar plus ample counter and cabinet spaces. The informal dining area adjoins the kitchen space where a convenient patio door leads to the east-facing 15x12 composite deck creating the ideal place for your morning cup of coffee and grilling in the evening. The spacious living room is anchored by a striking stone surround gas-burning fireplace making it the perfect gathering space for family & friends. The main floor private primary suite includes an elegant tray ceiling, walk-in shower, double sinks and an impressive 8x6 walk-in closet. The lower level ¾ bath boasts another double sink with a Carrera marble vanity and a walk-in shower with charming penny tile flooring & a stylish sliding glass door. Additional highlights include main floor laundry/dedicated mudroom and a walk-out lower level with 8-foot ceilings & waterproof LVP flooring. The secluded backyard offers lasting privacy and year round peaceful views of the protected wetlands. Conveniently located on a quiet dead-end street near schools, miles of walking/biking trails, community playgrounds, the YMCA, shopping, golf courses & so much more! Buy & begin enjoying a home that blends comfort, style and location into one exceptional opportunity.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2017
LevelsOne
Living area2,840 sqft
Above-grade finished1,500 sqft
Below-grade finished1,340 sqft
Lot size0.674 acres (Irregular)
Days on market236
ListedJan 30, 2026
MLS #NST7014697
CountyWashington
SubdivisionChestnut Creek
Parcel #2103221110041

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 24x20 · 480 sqft
Parking features
Attached Garage, Asphalt, Finished Garage, Garage Door Opener
Patio & porch
Composite Decking, Deck, Front Porch
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Concrete
Foundation
1,500 sqft
Roof
Age Over 8 Years, Asphalt, Pitched
Year built
2017

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Chestnut Creek
HOA
$125/annual
HOA name
Gaughan Association Management
HOA phone
6122384400
HOA includes
Other
School district
Forest Lake

Financial & listing details

Annual tax
$5,186 (2026)
Listed
Jan 30, 2026
Days on market
236
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Concrete, Sump Basket, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Porch, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge Over 8 Years, Asphalt, Pitched
Foundation area1,500 sqft
Patio/porchComposite Decking, Deck, Front Porch
Lot featuresIrregular Lot, Tree Coverage - Light
Road frontageCity Street, No Outlet/Dead End
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener
Garage spaces2
Garage size480 sqft

Financial details

Annual taxes$5,186
Tax year2026
Taxes w/ assessments5186
Assessment pendingNo
HOA fee$125
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2288
District phone6519828103
High schoolForest Lake
SODL flat fee brokerage
$11,550Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,550

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,268/mo
Principal & interest$2,549
Property taxes$432
Home insurance (est.)$162
HOA fees$125
%
$97,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20885 Hardwood Road, Forest Lake, MN, 55025

Listing information

MLS #NST7014697
StatusActive
Last updatedMar 8, 2026, 3:26 PM
Originally listedFeb 5, 2026, 12:00 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.