Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,033 (2026).

What school district is this property in?

This property is in the 181 - Brainerd school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 28 days.

Listed at

$469,900

$149/sqft

20839 State Highway 371

20839 State Highway 371, Brainerd, MN, 56401

4 Bedrooms2 Bathrooms3,160 Square Feet3.5 Acres

Days on market28

Year built1977

Garage spaces2

TypeResidential

Est. $11,097buyer credit when you buy with SODL

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About this home

Location, location! Embrace the true Up North lifestyle on this peaceful and private 3.5-acre retreat with picturesque views of Round Lake. Surrounded by mature hardwoods, winding walking trails, and vibrant perennial gardens, this property captures the essence of Northwoods living—offering the perfect blend of privacy, recreation, and convenience for either a year-round home or weekend escape. This beautifully updated 4-bedroom, 2-bath residence features extensive updates throughout, including a new roof, crushed concrete driveway, bathroom remodel, flooring throughout, updated lighting, new gas stove, new refrigerator, and more—please see the complete list of updates in supplements. The inviting kitchen showcases custom oak cabinetry and a spacious island, perfect for gathering after a day on the lake or hosting family and friends. The main level offers generous living space filled with natural light, while the finished lower level provides a cozy retreat with a stunning natural gas stone fireplace, ideal for relaxing on crisp northern evenings. Step outside to explore your own wooded trails, enjoy abundant wildlife, and experience the beauty of all four seasons. Additional amenities include a two-car insulated attached garage, an impressive 1,054+ sq. ft. finished and heated attached shop (previously used as a taxidermy shop) ideal for hobbies, storage, or a home-based business, plus a 10x12 detached storage shed (2022) for even more outdoor gear. Relax on the spacious deck or unwind in the three-season porch—the perfect spots to enjoy morning coffee, evening sunsets, and the peaceful charm of Up North living. Note: The fourth bedroom is currently used as an office and does not have legal egress. A rare opportunity to own a private, nature-filled property with lake views—don’t miss this exceptional Northwoods retreat.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1977

LevelsSplit Entry (Bi-Level)

Living area3,160 sqft

Above-grade finished2,146 sqft

Below-grade finished1,014 sqft

Lot size3.5 acres (200x772x200x751)

Days on market28

ListedSep 1, 2026

MLS #NST7137426

CountyCrow Wing

Parcel #99020834

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Baseboard, Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 26x36 · 936 sqft
Parking features: Attached Garage, Gravel, Concrete, Heated Garage, Insulated Garage
Patio & porch: Deck, Enclosed, Patio, Porch
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 2,072 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1977

Utilities

Water: Private, Sand Point
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Natural Gas
Electric: 100 Amp Service, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 181 - Brainerd
High school district: Brainerd

Financial & listing details

Annual tax: $2,033 (2026)
Tax with assessments: 2058
Listed: Sep 1, 2026
Days on market: 28 · 195 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock

HeatingBaseboard, Forced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Laundry Room, Sink

AppliancesDishwasher, Dryer, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningEat In Kitchen, Informal Dining Room

AmenitiesCable, Ceiling Fan(s), Deck, Dock, Kitchen Window, Natural Woodwork, Patio, Porch, Sun Room

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationBlock

Foundation area2,072 sqft

Patio/porchDeck, Enclosed, Patio, Porch

Lot featuresTree Coverage - Medium

Road frontagePrivate Road, Township, Highway

Road responsibilityPublic Maintained Road

ZoningBusiness/Commercial,Residential-Single Family

Utilities

Water sourcePrivate, Sand Point

SewerPrivate Sewer, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Gravel, Concrete, Heated Garage, Insulated Garage

Garage spaces2

Garage size936 sqft

Financial details

Annual taxes$2,033

Tax year2026

Taxes w/ assessments2058

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$11,097Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,097

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,796/mo

Principal & interest$2,470

Property taxes$169

Home insurance (est.)$157

Down payment

$93,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.