Sold / Closed
$430,000

Sold price · Closed Oct 17, 2025

$143/sqft

Whispering Oaks 2nd Add

20826 Austin Street NE, Cedar, MN, 55011
4  Bedrooms2  Bathrooms3,120  Square Feet3.31  Acres
Days on market145
Year built1998
Garage spaces3
TypeResidential
Est. $10,350buyer credit when you buy with SODL

About this home

Escape to a peaceful wooded and wetland setting with stunning pond views! Over 3 acres! This thoughtfully designed home welcomes you with a spacious 100 sq. ft. entryway, featuring an extra-wide staircase and gleaming real hardwood floors. The updated kitchen is a chef’s dream with a large center island, freshly painted cabinets, new countertops and backsplash, and a new dishwasher. The adjoining dining area walks out to a deck where you can relax and enjoy nature and wildlife. The spacious primary suite offers vaulted ceilings, dual closets, and a luxurious jetted tub with a walkthrough to the main bath. There is an additional bedroom on the main level as well. The finished walkout lower level includes tile flooring (Heated), plumbing for a wet bar, two bedrooms, and a walkout to the patio and private backyard. Recent updates include new flooring and paint in bedrooms, new light fixtures, ceiling fans, doors, and outlets. The oversized 3-car heated and insulated garage features floor drains and access to the lower level. New furnace and A/C!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1998
LevelsSplit Entry (Bi-Level)
Living area3,120 sqft
Above-grade finished1,560 sqft
Below-grade finished1,560 sqft
Lot size3.31 acres (259x528x196x92)
Days on market145
ListedApr 29, 2025
MLS #NST6711137
CountyAnoka
SubdivisionWhispering Oaks 2nd Add
Parcel #143323420008

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Basement
Egress Window(s), Finished, Full, Walkout · 1,560 sqft finished

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 36x30 · 1,080 sqft
Parking features
Attached Garage, Insulated Garage
Patio & porch
Deck, Patio
Exterior features
Stucco
Lot size
3.31 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,560 sqft
Roof
Asphalt
Year built
1998

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Whispering Oaks 2nd Add
HOA
No HOA
School district
15 - St. Francis
High school district
St. Francis

Financial & listing details

Annual tax
$3,504 (2024)
Listed
Apr 29, 2025
Days on market
145 · 163 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementEgress Window(s), Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
DiningKitchen/Dining Room
AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorStucco
RoofAsphalt
FoundationBlock
Foundation area1,560 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Insulated Garage
Garage spaces3
Garage size1,080 sqft

Financial details

Annual taxes$3,504
Tax year2024
Taxes w/ assessments3504
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District15 - St. Francis
District number15
District phone7637537040
High schoolSt. Francis
SODL flat fee brokerage
$10,350Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,350

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,779/mo
Principal & interest$2,339
Property taxes$292
Home insurance (est.)$148
%
$89,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20826 Austin Street NE, Cedar, MN, 55011

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Listing information

MLS #NST6711137
StatusClosed
Last updatedOct 20, 2025, 1:36 PM
Originally listedApr 29, 2025, 10:18 AM
Listing officeGood Move Realty
Co-listing officeGood Move Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.