Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,842 (2026).

What school district is this property in?

This property is in the 473 - Isle school district.

Does this home have a garage?

Yes, this home has a 10-car garage.

How long has this property been on the market?

This property has been listed for 80 days.

Listed at

$959,900

$545/sqft

Pedersen Add

20796 326th Place, Isle, MN, 56342

3 Bedrooms2 Bathrooms1,760 Square Feet2.201 Acres

Days on market80

Year built2001

Garage spaces10

TypeResidential

Est. $25,797buyer credit when you buy with SODL

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About this home

Genuinely unique MilleLacs Lake property with 250' of west facing frontage for amazing sunsets on a level lot PLUS your own private harbor and ramp--nothing quite like this phenomenal 2-acre lot out there!! You never have to worry about high winds with your dock here-the dock is built into the land at harbor's edge and never needs to be removed in the winter! Tucked in at the "Malmo" corner of the lake in Aitkin County at the very end of a dead-end road, the VIEWS from all over this painstaking cared for lot alone will knock your socks off!! But just wait until you see the quality 90x50 pole shed which houses a 13x24 attached insulated/finished shop w/100amp svc, AC, Wirsbo AND wood heat! PLUS 2 separate detached 3-car garages, and a darling lakeside screen house for another relaxation point from this magnificent lot. Main level living in a very well cared for home w/attached garage with Wirsbo heat--such convenience for bringing in the groceries. Spacious primary suite w/jetted tub, living room wall of windows overlooking the lake & cozy gas fireplace. New Eon decking plus awning on front deck & new treated wood deck @ lakeside. Compliant mound septic. All offers must be contingent upon Seller finding suitable housing.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2001

LevelsOne

Living area1,760 sqft

Above-grade finished1,760 sqft

Below-grade finished0 sqft

Lot size2.201 acres (205x393x250x285)

Days on market80

ListedJul 9, 2026

MLS #NST7105919

CountyAitkin

SubdivisionPedersen Add

Parcel #161060100

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Freezer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 10 spaces · 20x28 · 560 sqft
Parking features: Attached Garage, Detached Garage, Gravel, Shared Driveway, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Storage, Tandem Garage
Patio & porch: Awning(s), Deck
Exterior features: Wood
Other structures: Garage(s), Pole Building, Screenhouse, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,760 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 2001

Utilities

Water: Private, Well
Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel: Propane
Electric: 200+ Amp Service

Community & HOA

Subdivision: Pedersen Add
HOA: No HOA
School district: 473 - Isle
High school district: Isle

Financial & listing details

Annual tax: $5,842 (2026)
Listed: Jul 9, 2026
Days on market: 80
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air, In-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesDishwasher, Dryer, Exhaust Fan, Freezer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Panoramic View, Satellite Dish, Security System, Skylight, Tile Floors, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorWood

RoofAge Over 8 Years, Asphalt

FoundationSlab

Foundation area1,760 sqft

Patio/porchAwning(s), Deck

Lot featuresAccessible Shoreline, Tree Coverage - Light

Road frontageNo Outlet/Dead End, Paved Streets, Township

Road responsibilityPublic Maintained Road

ZoningShoreline

Utilities

Water sourcePrivate, Well

SewerMound Septic, Private Sewer, Septic System Compliant - Yes

FuelPropane

Parking & garage

ParkingAttached Garage, Detached Garage, Gravel, Shared Driveway, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Storage, Tandem Garage

Garage spaces10

Garage size560 sqft

Financial details

Annual taxes$5,842

Tax year2026

Taxes w/ assessments5842

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District473 - Isle

District number473

District phone3206763146

High schoolIsle

SODL flat fee brokerage

$25,797Estimated buyer credit

SODL platform fee $3,000Your buyer credit $25,797

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,851/mo

Principal & interest$5,045

Property taxes$487

Home insurance (est.)$320

Down payment

$191,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.