Sold price · Closed Jun 18, 2026
Whispering Oaks
About this home
Tucked away on nearly 4 private acres, this property delivers the space, privacy, and functionality that's genuinely hard to find. A recent landscaping refresh, new driveway, and new sidewalk set the tone from the moment you arrive. Inside, the layout is practical and well-maintained. Updated kitchen with a large center island and gas oven, fresh paint, new carpet in all bedrooms, and added attic insulation. Three bedrooms on one level include a primary suite with a walk-in closet and private bath. The walkout lower level is built for real living, with a gas fireplace framed in rustic oak and stone, custom built-ins, a large family room, an additional bedroom, a finished bathroom, and laundry space. Outside, the deck overlooks expansive views and mature surroundings. But the real headline is the fully finished 30x40 shop with heat, AC, and updated electrical including 240V drops. A separate asphalt driveway leads straight to it, plus an additional 18x30 storage area with concrete floors and electricity. The attached garage is insulated, drywalled, and heated for year-round use. Newer roof, thoughtful updates throughout, and a setting that's hard to replicate. This one checks boxes you didn't even know to put on the list.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 1 full / 2 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Dryer, Freezer, Humidifier, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Property
- Levels / stories
- Split Entry (Bi-Level)
- Garage
- 7 spaces · 670 sqft
- Parking features
- Attached Garage, Detached Garage, Asphalt, Concrete, Finished Garage, Heated Garage, Insulated Garage
- Exterior features
- Stone, Vinyl
- Pool
- None
- Fencing
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block, Frame
- Foundation
- Block · 1,240 sqft
- Roof
- Asphalt, Pitched
- Year built
- 1996
Utilities
- Water
- Drilled, Well
- Sewer
- Private Sewer
- Fuel
- Natural Gas
- Electric
- 200+ Amp Service
Community & HOA
- Subdivision
- Whispering Oaks
- HOA
- No HOA
- School district
- 15 - St. Francis
- High school district
- St. Francis
Financial & listing details
- Annual tax
- $3,859 (2025)
- Listed
- Apr 14, 2026
- Days on market
- 1
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
20760 Okinawa Street, Cedar, MN, 55011
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
