Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $10,088 (2026).

What school district is this property in?

This property is in the 318 - Grand Rapids school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 82 days.

Listed at

$799,000

$179/sqft

20723 N Shallow Lake Road

20723 N Shallow Lake Road, Warba, MN, 55793

4 Bedrooms5 Bathrooms4,473 Square Feet11.1 Acres

Days on market82

Year built2000

Garage spaces2

TypeResidential

Est. $20,970buyer credit when you buy with SODL

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About this home

Rare Opportunity! Enjoy 457 feet of pristine, hard, sandy shoreline and exceptional privacy with this beautifully maintained 4-bedroom, 5-bath lake home. Designed to maximize the breathtaking water views, the home features soaring two-story ceilings and expansive windows that fill the living spaces with natural light. The thoughtfully designed floor plan offers exceptional spaces for gathering and entertaining, including a spacious screened breezeway and a large recreation room just off the porch, creating the perfect retreat for family and guests while maintaining privacy from the main living area. Outdoor living is just as impressive with multiple places to relax and enjoy the lake. A charming lakeside storage building offers endless possibilities as a boathouse or entertaining space and is complemented by a large patio deck overlooking the water. Whether you’re enjoying your morning coffee or hosting friends after a day on the lake, the setting is second to none. Additional amenities include a heated attached garage, a detached garage with a concrete floor and electricity, and beautifully maintained grounds. With outstanding fishing, endless recreation, and one of the area’s most desirable shorelines, this exceptional property is ideal as a luxury year-round residence or an unforgettable lakefront getaway. Properties with this much premium shoreline, privacy, and quality rarely become available—don’t miss your opportunity to own this extraordinary waterfront retreat.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2000

LevelsTwo

Living area4,473 sqft

Above-grade finished4,473 sqft

Below-grade finished0 sqft

Lot size11.1 acres (457x1137x400x1271)

Days on market82

ListedJul 4, 2026

MLS #NST7102882

CountyItasca

Parcel #120304103

Facts & features

Interior

Bedrooms: 4
Bathrooms: 5
Bath breakdown: 3 full / 1 3/4 / 1 half
Heating: Forced Air, Fireplace(s), In-Floor Heating, Radiant
Cooling: Central Air, Window Unit(s)
Appliances: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 24x30 · 720 sqft
Parking features: Attached Garage, Detached Garage, Gravel
Patio & porch: Screened
Exterior features: Stone, Cedar
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Brick
Foundation: Slab · 3,602 sqft
Roof: Age 8 Years or Less
Year built: 2000

Utilities

Water: Drilled
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Electric, Propane
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 318 - Grand Rapids
High school district: Grand Rapids

Financial & listing details

Annual tax: $10,088 (2026)
Listed: Jul 4, 2026
Days on market: 82 · 66 cumulative
Manufactured home: Yes

Interior details

Total bathrooms5

Full baths3

3/4 baths1

Half baths1

1/4 baths0

BasementNone

HeatingForced Air, Fireplace(s), In-Floor Heating, Radiant

CoolingCentral Air, Window Unit(s)

Fireplaces2

LaundryLaundry Closet, Main Level

AppliancesCooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer

DiningBreakfast Bar, Informal Dining Room

AccessibilityNone

Exterior & lot

ExteriorStone, Cedar

RoofAge 8 Years or Less

FoundationSlab

Foundation area3,602 sqft

Patio/porchScreened

Lot featuresAccessible Shoreline, Tree Coverage - Heavy

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled

SewerPrivate Sewer, Septic System Compliant - Yes

FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Detached Garage, Gravel

Garage spaces2

Garage size720 sqft

Financial details

Annual taxes$10,088

Tax year2026

Taxes w/ assessments10088

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District318 - Grand Rapids

District number318

District phone2183275704

High schoolGrand Rapids

SODL flat fee brokerage

$20,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $20,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,306/mo

Principal & interest$4,199

Property taxes$841

Home insurance (est.)$266

Down payment

$159,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.