Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $8,755.04 (2026).

What school district is this property in?

This property is in the 276 - Minnetonka school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 73 days.

Sold / Closed

$780,000

Sold price · Closed Jul 30, 2026

$298/sqft

Holtmere Lake Mtka

20680 Garden Road, Excelsior, MN, 55331

3 Bedrooms3 Bathrooms2,686 Square Feet0.94 Acres

Days on market73

Year built1984

Garage spaces2

TypeResidential

Est. $20,997buyer credit when you buy with SODL

About this home

Welcome to 20680 Garden Road—where modern updates meet peaceful, nature-filled living in the heart of the Lake Minnetonka area. Set on a beautiful 1-acre lot, this property offers privacy, space, and a lifestyle that’s hard to beat. This 3-bedroom, 3-bathroom home features a fully remodeled kitchen with stylish finishes and new appliances, along with new flooring throughout that creates a fresh, move-in-ready feel. The home also boasts new siding and a private primary bathroom suite, offering comfort and convenience in your own retreat. Beyond the home, the location truly shines. You’re just minutes from Lake Minnetonka and surrounded by some of the area’s best outdoor destinations, including Lake Minnewashta Regional Park, Carver Park Reserve, and Bryant Lake Regional Park. Enjoy easy access to beaches, boating, trails, and year-round recreation, plus nearby Excelsior’s charming shops, dining, and lakefront attractions. Positioned in one of the west metro’s most desirable recreational areas, this home is perfect for buyers seeking a blend of updated living, privacy, and an active outdoor lifestyle.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1984

LevelsTwo

Living area2,686 sqft

Above-grade finished2,686 sqft

Below-grade finished0 sqft

Lot size0.94 acres (215 x 164 x 209 x 221)

Days on market73

ListedApr 24, 2026

MLS #NST7060323

CountyHennepin

SubdivisionHoltmere Lake Mtka

Parcel #2511723220025

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Baseboard, Ductless Mini-Split, Fireplace(s)
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 24 x 22 · 528 sqft
Parking features: Detached Garage, Asphalt
Patio & porch: Covered
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Slab · 1,412 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1984

Utilities

Water: Well
Sewer: City Sewer - In Street
Fuel: Electric, Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Holtmere Lake Mtka
HOA: No HOA
School district: 276 - Minnetonka
High school district: Minnetonka

Financial & listing details

Annual tax: $8,755.04 (2026)
Listed: Apr 24, 2026
Days on market: 73
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementNone

HeatingBaseboard, Ductless Mini-Split, Fireplace(s)

CoolingDuctless Mini-Split

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesKitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Vaulted Ceiling(s), Wet Bar, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry, Primary Bdr Suite, Renovated

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationSlab

Foundation area1,412 sqft

Patio/porchCovered

Lot featuresIrregular Lot, Tree Coverage - Heavy

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerCity Sewer - In Street

FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$8,755.04

Tax year2026

Taxes w/ assessments8755.04

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District276 - Minnetonka

District number276

District phone9524015000

High schoolMinnetonka

SODL flat fee brokerage

$20,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $20,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,200/mo

Principal & interest$4,204

Property taxes$730

Home insurance (est.)$267

Down payment

$159,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.