Listed at
$625,000
$262/sqft

20645 Oakland Beach Road

20645 Oakland Beach Road, Detroit Lakes, MN, 56501
3  Bedrooms2  Bathrooms2,388  Square Feet0.63  Acres
Days on market68
Year built1966
Garage spaces2
TypeResidential
Est. $15,750buyer credit when you buy with SODL
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About this home

Ohhhhhhh, it is here... one of the most spectacular level lots on Big Floyd Lake! Featuring 90 feet of beautiful shoreline and over a half acre of prime lakefront, this is the kind of property buyers wait years to find. The expansive, level yard offers endless opportunities for lakeside fun, from yard games and bonfires to effortless access to the water. Spend sunny summer days enjoying the nearby sandbar, then boat over to Sunlite Bar and Grill for a legendary cheeseburger and a true lake-life experience. Perfectly positioned on this incredible setting is a one-owner home offering 3 bedrooms, 2 offices, 2 bathrooms, a detached 2-stall garage, and two storage sheds. The main level features a functional kitchen, dining area, living room, three bedrooms, and a ¾ bathroom. The walkout lower level is designed for entertaining with a kitchenette, spacious family room, two offices, another ¾ bathroom, and abundant storage. A new holding tank installed in 2025 adds valuable peace of mind. Multiple outdoor living spaces, including a screened porch and two lake-facing decks, provide the perfect places to soak in those breathtaking Big Floyd Lake views. Exceptional lots like this rarely become available....this is lake living at its very best.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1966
LevelsOne
Living area2,388 sqft
Above-grade finished1,328 sqft
Below-grade finished1,060 sqft
Lot size0.63 acres (0.63 Acres)
Days on market68
ListedMay 4, 2026
MLS #NST7067708
CountyBecker
Parcel #080146000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 3/4
Heating
Baseboard, Forced Air, Radiant
Cooling
Wall Unit(s)
Appliances
Electric Water Heater, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 480 sqft
Parking features
Detached Garage, Asphalt, Garage Door Opener
Patio & porch
Deck, Enclosed, Porch
Exterior features
Wood
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 1,328 sqft
Year built
1966

Utilities

Water
Sand Point
Sewer
Holding Tank
Fuel
Electric, Propane

Community & HOA

HOA
No HOA
School district
22 - Detroit Lakes
High school district
Detroit Lakes

Financial & listing details

Annual tax
$5,084.81 (2026)
Tax with assessments
5212
Listed
May 4, 2026
Days on market
68 · 44 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementBlock
HeatingBaseboard, Forced Air, Radiant
CoolingWall Unit(s)
AppliancesElectric Water Heater, Water Softener Owned
AmenitiesNone
AccessibilityNone

Exterior & lot

ExteriorWood
FoundationOther
Foundation area1,328 sqft
Patio/porchDeck, Enclosed, Porch
ZoningResidential-Single Family

Utilities

Water sourceSand Point
SewerHolding Tank
FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener
Garage spaces2
Garage size480 sqft

Financial details

Annual taxes$5,084.81
Tax year2026
Taxes w/ assessments5212
Assessment pendingNo
Down payment resourceYes
Lender ownedNot Disclosed
Short saleNo
ForeclosureNo

Schools

District22 - Detroit Lakes
District number22
District phone2188479271
High schoolDetroit Lakes
SODL flat fee brokerage
$15,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $15,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,917/mo
Principal & interest$3,285
Property taxes$424
Home insurance (est.)$208
%
$125,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20645 Oakland Beach Road, Detroit Lakes, MN, 56501

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Listing information

MLS #NST7067708
StatusClosed
Last updatedJul 13, 2026, 9:52 PM
Originally listedMay 5, 2026, 3:34 PM
Listing officeKeller Williams Realty Profess

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.