Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,349 (2025).

What school district is this property in?

This property is in the 15 - St. Francis school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 81 days.

Sold / Closed

$600,000

Sold price · Closed Apr 14, 2026

$177/sqft

West Side 3rd Add

20640 Kiowa Street, Anoka, MN, 55303

5 Bedrooms5 Bathrooms3,449 Square Feet2.525 Acres

Days on market81

Year built2005

Garage spaces3

TypeResidential

Est. $15,300buyer credit when you buy with SODL

About this home

Rare opportunity to own a 5-bedroom, 4.5-bath walkout rambler designed for true multigenerational living in beautiful Oak Grove. This home features two separate entrances, two full kitchens, and a fully finished walkout lower level that functions as its own independent living space-deal for extended family, guests, or rental potential. The open-concept main level is filled with natural light from oversized windows and offers the convenience of three bathrooms on the main floor. Set on 2.5 private acres, the property delivers exceptional privacy, flexibility, and long-term value in a hard-to-find layout

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2005

LevelsOne

Living area3,449 sqft

Above-grade finished1,912 sqft

Below-grade finished1,537 sqft

Lot size2.525 acres (306x327x303x367)

Days on market81

ListedJan 8, 2026

MLS #NST7001067

CountyAnoka

SubdivisionWest Side 3rd Add

Parcel #183324340016

Facts & features

Interior

Bedrooms: 5
Bathrooms: 5
Bath breakdown: 4 full / 1 half
Heating: Boiler, Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Cooktop, Double Oven, Microwave, Refrigerator, Wall Oven

Property

Levels / stories: One
Garage: 3 spaces · 41.9x25 · 1,050 sqft
Parking features: Attached Garage, Asphalt, Floor Drain, Garage Door Opener, Insulated Garage
Patio & porch: Composite Decking, Deck, Patio
Exterior features: Vinyl
Lot size: 2.525 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Brick/Mortar · 1,912 sqft
Roof: Asphalt
Year built: 2005

Utilities

Water: Well
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: West Side 3rd Add
HOA: No HOA
School district: 15 - St. Francis
High school district: St. Francis

Financial & listing details

Annual tax: $4,349 (2025)
Listed: Jan 8, 2026
Days on market: 81 · 212 cumulative
Manufactured home: Yes

Interior details

Total bathrooms5

Full baths4

3/4 baths0

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Finished, Full, Walkout

HeatingBoiler, Forced Air, In-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryLower Level, Main Level, Sink

AppliancesAir-To-Air Exchanger, Cooktop, Double Oven, Microwave, Refrigerator, Wall Oven

DiningInformal Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityPartially Wheelchair

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationBrick/Mortar

Foundation area1,912 sqft

Patio/porchComposite Decking, Deck, Patio

Lot featuresTree Coverage - Heavy

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer, Septic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Floor Drain, Garage Door Opener, Insulated Garage

Garage spaces3

Garage size1,050 sqft

Financial details

Annual taxes$4,349

Tax year2025

Taxes w/ assessments4349

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District15 - St. Francis

District number15

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$15,300Estimated buyer credit

SODL platform fee $3,000Your buyer credit $15,300

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,772/mo

Principal & interest$3,206

Property taxes$362

Home insurance (est.)$203

Down payment

$122,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.