Does this property have an HOA?

Yes. The HOA fee is $160 per month.

What are the annual property taxes?

Annual property taxes are $3,658 (2026).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 222 days.

Listed at

$639,000

$235/sqft

Mishawaka Shores #1

20569 Mishawaka Shores Circle, Grand Rapids, MN, 55744

3 Bedrooms3 Bathrooms2,722 Square Feet0.1 Acres

Days on market222

Year built1990

Garage spaces3

HOA / month$160

TypeResidential

Est. $16,170buyer credit when you buy with SODL

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About this home

Mishawaka Shores on Pokegama Lake! Nestled near the water's edge with excellent lake views and stunning year round sunsets. This recently updated townhome is a rare find offering three bedrooms, three bathrooms, attached two stall garage, additional detached storage garage and also a convenient dock slip for your boat! Brand new composite decking with modern railing, along with a spacious three season porch for additional outdoor space. Inside, you’ll find a beautifully remodeled primary bathroom with custom cabinetry and a quartz countertop, a generous primary walk-in closet, and a new gas fireplace that anchors the living space. The kitchen features a new Wolf dual fuel range, stainless steel appliances and granite countertops. The home has been completely refreshed with new interior paint along with exterior paint, new gutters, updated exterior lighting, and modernized interior lighting throughout. The association adds to the ease of ownership by covering snow removal, lawn care, dock maintenance, and beach care, allowing you to simply relax and enjoy the lake lifestyle. Thoughtfully upgraded and ideally located close to Grand Rapids yet in a beautiful, wooded setting with nature trails, tennis/pickleball/basketball courts and even a wood-burning sauna. This beautiful home delivers comfort, refined style, true lakeside serenity and effortless living on one of Pokegama Lake’s most desirable shores.

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Home facts

Property typeResidential

Property subtypeTownhouse Side x Side

Year built1990

LevelsOne

Living area2,722 sqft

Above-grade finished1,617 sqft

Below-grade finished1,105 sqft

Lot size0.1 acres (99x42)

Days on market222

ListedFeb 16, 2026

MLS #NST7015495

CountyItasca

SubdivisionMishawaka Shores #1

Parcel #195110115

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Cooktop, Freezer, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: One
Garage: 3 spaces · 23x24 · 552 sqft
Parking features: Attached Garage, Detached Garage
Other structures: Garage(s)
Lot size: 0.1 acres
Lot dimensions: 99x42

Construction

Property type: Residential
Property subtype: Townhouse Side x Side
Construction materials: Frame
Foundation: 1,497 sqft
Year built: 1990

Utilities

Water: Private
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Mishawaka Shores #1
HOA: $160/month
HOA name: Mishawaka Shores Association
HOA phone: 2183262605
HOA includes: Beach Access, Dock, Lawn Care, Professional Mgmt, Snow Removal
HOA amenities: Beach, Boat Slip, Dock, Sauna, Tennis Courts

Financial & listing details

Annual tax: $3,658 (2026)
Listed: Feb 16, 2026
Days on market: 222 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Finished, Full, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLower Level

AppliancesAir-To-Air Exchanger, Cooktop, Freezer, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances

AmenitiesDeck, Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Porch, Panoramic View, Boat Slip, Tennis Court, Tile Floors, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Exterior & lot

Foundation area1,497 sqft

Lot featuresAccessible Shoreline, Tree Coverage - Medium

ZoningResidential-Single Family

Utilities

Water sourcePrivate

SewerPrivate Sewer, Septic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage

Garage spaces3

Garage size552 sqft

Financial details

Annual taxes$3,658

Tax year2026

Taxes w/ assessments3658

Assessment pendingNo

HOA fee$160

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1410

District phone2183275704

High schoolGrand Rapids

SODL flat fee brokerage

$16,170Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,170

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,036/mo

Principal & interest$3,358

Property taxes$305

Home insurance (est.)$213

HOA fees$160

Down payment

$127,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.