Listed at
$699,000
$386/sqft

Pine Camp Estates 1st Add

20567 Scott Drive, Pine City, MN, 55063
3  Bedrooms3  Bathrooms1,812  Square Feet0.681  Acres
Days on market45
Year built2016
Garage spaces2
TypeResidential
Est. $17,970buyer credit when you buy with SODL
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About this home

Cabin vibes, great water, and easy living come together at this beautifully maintained waterfront home on Cross Lake in Pine City. Built in 2016, this 2 bedroom, 2.5 bath home offers 1,812 square feet of comfortable living space with an open layout, warm finishes, and peaceful lake views throughout. The spacious living room flows into the kitchen and dining area, creating the perfect setup for hosting family at the lake or settling in after a long day on the water. In-floor heat keeps the home comfortable year-round, whether it’s summer weekends or cozy Minnesota winters. A large upper loft adds flexible living space and could easily serve as a third sleeping area, bunk room, or gathering space for guests and kids after a day on the lake. Whether you need extra beds for weekends at the cabin or additional room to spread out, the loft offers plenty of versatility. Situated on a large, flat lot with over 100 feet of shoreline, the property offers easy access to the water and plenty of room for yard games, bonfires, and relaxing by the lake. Located near where Cross Lake flows into the Snake River, this area is known for its scenic beauty, cleaner shoreline, and great fishing, kayaking, and boating opportunities. Whether it’s morning coffee on the deck, sunset cruises, or evenings around the firepit, this property captures the kind of lake life people come to Minnesota for. The heated three-car detached garage provides excellent storage for vehicles, boats, snowmobiles, and all the lake toys. Conveniently located just minutes from Pine City amenities and with quick access to I-35, this property makes it easy to enjoy the lake without sacrificing convenience. Whether you’re looking for a weekend retreat, year-round home, or a place to gather generations for years to come, this is the kind of property where lifelong memories are made and family traditions begin.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2016
LevelsTwo
Living area1,812 sqft
Above-grade finished1,812 sqft
Below-grade finished0 sqft
Lot size0.681 acres (N/A)
Days on market45
ListedMay 13, 2026
MLS #NST7070504
CountyPine
SubdivisionPine Camp Estates 1st Add
Parcel #0265097000

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Boiler, Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
2 spaces · 864 sqft
Parking features
Detached Garage
Patio & porch
Patio, Porch
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame, ICFs (Insulated Concrete Forms)
Foundation
ICFs (Insulated Concrete Forms), Slab · 1,812 sqft
Roof
Age Over 8 Years, Composition
Year built
2016

Utilities

Water
Private, Well
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Pine Camp Estates 1st Add
HOA
No HOA
HOA includes
Snow Removal
School district
578 - Pine City
High school district
Pine City

Financial & listing details

Annual tax
$5,000 (2025)
Tax with assessments
4990
Listed
May 13, 2026
Days on market
45 · 4 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementNone
HeatingBoiler, Forced Air, In-Floor Heating
CoolingCentral Air
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Tankless Water Heater, Washer, Water Softener Owned
DiningEat In Kitchen, Living/Dining Room
AmenitiesDock, Kitchen Window, Main Floor Primary Bedroom, Patio, Porch, Tile Floors, Vaulted Ceiling(s)
AccessibilityRoll-In Shower
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years, Composition
FoundationICFs (Insulated Concrete Forms), Slab
Foundation area1,812 sqft
Patio/porchPatio, Porch
Lot featuresAccessible Shoreline, Tree Coverage - Light
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size864 sqft

Financial details

Annual taxes$5,000
Tax year2025
Taxes w/ assessments4990
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District578 - Pine City
District number578
District phone3206294010
High schoolPine City
SODL flat fee brokerage
$17,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,323/mo
Principal & interest$3,674
Property taxes$417
Home insurance (est.)$233
%
$139,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20567 Scott Drive, Pine City, MN, 55063

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Listing information

MLS #NST7070504
StatusClosed
Last updatedJun 30, 2026, 7:11 PM
Originally listedMay 15, 2026, 12:00 AM
Listing officeLPT Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.