Sold / Closed
$425,000

Sold price · Closed Jun 30, 2026

$227/sqft

20525 Harrow Avenue N

20525 Harrow Avenue N, Forest Lake, MN, 55025
3  Bedrooms3  Bathrooms1,872  Square Feet1.037  Acres
Days on market36
Year built1968
Garage spaces2
TypeResidential
Est. $9,750buyer credit when you buy with SODL

About this home

Discover a stunning south-facing waterfront setting with breathtaking, sun-filled views from morning through evening. Perfectly positioned to capture the beauty and calm of the water, this well-maintained home offers a rare combination of comfort, space, and setting. Inside, you’ll find three bedrooms plus a flexible lower-level office or potential fourth bedroom—ideal for today’s evolving lifestyles. Two fireplaces create warm, inviting living spaces, while both an attached garage and a detached single-stall garage/shed provide exceptional storage and everyday convenience. Set on over an acre, the property offers privacy, wide-open space, and peaceful water views that feel miles away—yet you’re just minutes from Forest Lake’s shopping, dining, lakes, schools, and trail systems. Seller is prepared for a quick closing, offering flexibility for buyers who want to move fast or align with their timeline. Move in and enjoy immediately, or personalize over time to make it your own. Opportunities with this kind of sunlight, space, and setting are increasingly hard to find—schedule your showing and experience it for yourself.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1968
LevelsSplit Entry (Bi-Level)
Living area1,872 sqft
Above-grade finished1,326 sqft
Below-grade finished546 sqft
Lot size1.037 acres (Irr.)
Days on market36
ListedApr 10, 2026
MLS #NST7014102
CountyWashington
Parcel #2103221140002

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 525 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Stone, Metal, Other
Other structures
Garage(s)

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,300 sqft
Roof
Asphalt
Year built
1968

Utilities

Water
Private
Sewer
Other, Private Sewer
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
831 - Forest Lake
High school district
Forest Lake

Financial & listing details

Annual tax
$3,728 (2025)
Listed
Apr 10, 2026
Days on market
36
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths0
3/4 baths2
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Egress Window(s)
HeatingForced Air
CoolingCentral Air
Fireplaces2
AppliancesDishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Washer
AccessibilityStair Chair Lift

Exterior & lot

ExteriorStone, Metal, Other
RoofAsphalt
FoundationBlock
Foundation area1,300 sqft
Patio/porchDeck
Lot featuresAccessible Shoreline
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourcePrivate
SewerOther, Private Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size525 sqft

Financial details

Annual taxes$3,728
Tax year2025
Taxes w/ assessments3728
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District831 - Forest Lake
District number831
District phone6519828103
High schoolForest Lake
SODL flat fee brokerage
$9,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,686/mo
Principal & interest$2,234
Property taxes$311
Home insurance (est.)$142
%
$85,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20525 Harrow Avenue N, Forest Lake, MN, 55025

Listing information

MLS #NST7014102
StatusClosed
Last updatedJul 1, 2026, 6:22 PM
Originally listedApr 10, 2026, 1:29 PM
Listing officeLPT Realty, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.