
20482 Lord Road
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About this home
Discover what may be the best on-water luxury value in the Brainerd Lakes Area, located on the scenic Mississippi River waterway with direct access to Rice Lake. This rare estate offers nearly 10 heavily wooded acres, approximately 330 feet of river frontage, privacy, recreation, luxury, and incredible investment potential just minutes from Brainerd. The newly renovated 3,000+ sq. ft. home showcases breathtaking panoramic views, abundant wildlife, soaring vaulted ceilings, expansive windows, a dramatic floor-to-ceiling stone fireplace, and high-end finishes throughout. The custom gourmet kitchen features a truly one-of-a-kind Butler’s Pantry and flows into the open-concept living space, leading to an expansive wraparound deck overlooking the river and private pond. The luxurious primary suite offers beautiful pond and nature views, oversized walk-in closet, private laundry, and spa-inspired five-piece bath. The lower level includes a spacious family room, three additional bedrooms, full bath, and second laundry area, ideal for guests or multi-generational living. An oversized finished three-stall attached garage plus detached garage provide abundant room for vehicles, boats, ATVs, and recreational toys. Enjoy mature woods, excellent hunting, hiking, direct Mississippi River access, and a short boat ride to Rice Lake. Whether used as a year-round residence, luxury retreat, recreational getaway, or investment property, this is an exceptional opportunity. Luxury waterfront acreage, privacy, river access, and development potential at this level are rarely available—especially at this value.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 3/4
- Heating
- Forced Air, Fireplace(s)
- Cooling
- Central Air
- Appliances
- Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- One and One Half
- Garage
- 3 spaces · 29x33 · 957 sqft
- Parking features
- Attached Garage, Detached Garage, Gravel, Concrete, Finished Garage, Garage Door Opener, Insulated Garage, Multiple Garages
- Patio & porch
- Deck, Wrap Around
- Exterior features
- Cement Board
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block, Concrete, Frame
- Foundation
- Block · 1,720 sqft
- Roof
- Age 8 Years or Less, Architectural Shingle
- Year built
- 1995
Utilities
- Water
- 4-Inch Submersible, Drilled, Private, Well
- Sewer
- Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Fuel
- Electric, Propane
- Electric
- Circuit Breakers, 200+ Amp Service
Community & HOA
- HOA
- No HOA
- School district
- 181 - Brainerd
- High school district
- Brainerd
Financial & listing details
- Annual tax
- $2,400 (2025)
- Listed
- Mar 24, 2026
- Days on market
- 188 · 575 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
20482 Lord Road, Merrifield, MN, 56465
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
